How to Kill More Deals in Less Time!Written by Wally Conway
Deal Killers, Contract Assassins, Home Inspectors! Call them what you will, but most important thing you can know is WHO to call. But how do we know who call, and how do we judge their expertise?Home inspectors are quite simply eyes and ears of home being examined. They are objective voice of home. The mantra of home inspectors should be "if home could speak, what would it say". It is critical that inspector can speak in a manner that makes understanding simple for homebuyer, yet has depth of technical language to detail repairs using terminology common to trades. Making that right choice of which home inspector is in many ways more difficult than choosing home. A clear and critical approach to selecting an inspector is essential to being happy over time with home selected. My Friend in Construction It seems that everyone knows someone who "works in construction", and from that relationship comes common desire by some buyers to save professional inspection fee by having friend or family member perform inspection. At first blush, this seems like a perfect solution. The friend or family member is a known and trusted person. There is no doubt in mind of buyer that loyalty and intentions of this person are above reproach. And then of course, there is issue of saving inspection fee. These attributes of friend are important. Ideally, all but expense issue would be traits found in any professional home inspector. The difficulty arises in three principal areas; objectivity, creditability, and inspection specific knowledge. Let's look first at issue of inspection specific knowledge. While it may be that friend is without peer in his particular area of construction, it is rare that he is able to view home in it's entirely - that is, as an interaction of dozens of complex and interrelated systems. The most knowledgeable of heating and air-conditioning contractors may know near to nothing about roofing. Even more common, however, than lack of a broad base of knowledge, is lack of any knowledge that is useful during a home inspection. On more than one occasion when "friend in construction" has been asked specifically about construction experience or knowledge, it turns out that this actual experience was something other than optimal. This "experience" usually amounts to something along lines of loading trucks at hardware store to earn beer money during spring break back in 74'! Even with best of intentions, this is hardly knowledge needed to guide a friend or family member through what is most likely largest financial decision of their life.
| | Internet Shopping - How Safe Is It?Written by Darlene Altman
Millions of people make purchases online, but many people are still wary. They fear unknown and have many doubts and questions about who they are dealing with. They are afraid of being scammed, and rightfully so. Online shopping can be a completely safe and rewarding experience provided you are dealing with a legitimate, reputable retailer. But how do you know if they are legitimate??? Here lies "fear of unknown."Well, as with anything in life, there are precautions to take, questions you should ask yourself, and signs to look out for. Provided you are careful with who you decide to purchase from, online shopping can be a very convenient and pleasurable experience. Important Safety Precautions: Take a good look around website. Make sure you read their Privacy Policy. A Privacy policy let's you know procedures and methods they have in place to secure your personal information. Find answers to these questions...Do they share your information with others? Some companies sell or distribute your information to other companies. You may wind up on everybody's mailing list. Do they have security measures in place to protect your information (i.e. SSL)? SSL is abbreviation for Secured Socket Layer. SSL is security software that encrypts information sent between browsers. What this means in laymen's terms is that your personal information such as name, address, credit card number, etc. is coded or scrambled so that anyone who may try to intercept this information as it is being transmitted cannot read it. But don't just rely on them telling you that their site is secure, check for yourself. You will know when you are in a secure browser by looking at bottom browser bar on your computer (lower right). If browser is secure, you will see a security lock image. Also check web address in your top browser bar. Secure web addresses begin with "https" whereas, non-secure pages begin with "http." Setting up accounts with online stores is quite common. However, many people are leary of this because they don't understand why it is sometimes necessary. Generally, only information you are providing is your name, address, email address, and sometimes your phone number. This is all necessary information that store needs in order to ship your order or contact you regarding your order. Setting up an account with retailer usually provides you with additional benefits such as tracking status of your order. On other hand, if account set-up asks for more than just your basic contact information, then you may not want to proceed. You should not be required to provide your social security number, bank account number, or birthdate. This information is much more personal and should not be necessary to have an order shipped.
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