How to Get a Business Loan without a Business PlanWritten by K.aren Little Hardy, MSBA
The phenomenal emergence of homebased business ownership has been astounding. The Small Business Administration (SBA) projects that by 2007, there will be over 2 million small business firms.Trends indicate that entrepreneurship is quickly becoming a fabric in American cultural. Yet, while there are many opportunities for securing personal wealth through business ownership, access to capital continues to be a hurdle for most start-up companies. Thanks to a new small business initiative, hurdle has become a little less painful. Through SBA CommunityExpress loan program, start-ups and existing businesses alike can apply for a "Small Office/Home Office" loan without a business plan.
| | Paypal VS Merchant Account Provider?Written by Ben Cloutier
Are you unsure if its a good decision to switch from paypal and maybe try another service? What about being approved? With a merchant account you will save hundreds of dollars in processing fees in long term and you never have to worry about your account suddenly being locked. Also you can process credit cards through a swipe machine.
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