The most common pet in USA is cat (of which there are 78 million pet cats), next comes dog (there are 65 million dogs), third most popular pet is birds (18 million). The other top pets are small animals and fish, but there are a lot less of these than cats and dogs.

More and more people are buying pets because they realise great advantages of having a pet, a pet is a great companion, a loyal friend and a part of family. Since a pet has such an important role to play in your life it is important thinking hard to pick right pet for you.

Careful research before allowing new member in can save a lot of frustration later. If you and your pet are not compatible, your coexistence will not be peaceful and eventually you may have to expel poor creature, because it is you, who made wrong judgment.

If you are choosing a pet real choice you are probably making is whether to get a dog or a cat, perhaps you are considering a pet that requires less effort such as a fish or bird also. If you decide to opt for a dog you must then choose what breed of dog toget, with over 150 breeds you are spoiled for choice!

Dogs are considered to be more of a companion or friend than a cat, however dogs require more care than cats. Cats are far more independent - they tend to spend a lot of time off by themselves, they also tend to form more of bond with home where they live than with people they live with.

Dog health insurance saves you money.

As with just about all other costs, veterinary expenses have increased rapidly in recent years. Without dog medical insurance (or more accurately, veterinary insurance), you are responsible for paying for everything: routine checkups, preventive procedures, emergency care and disease treatments. That will run into hundreds of dollars. Why not get some help?

Dog Health Insurance: Quick Cost Facts

• Health insurance for your dog, like health insurance for yourself, has annual premiums and deductibles.

• Pet insurance premiums depend on breed of your dog and type of policy you decide upon. If you have more than one dog, there is usually a reduced rate after first policy. Dog health insurance deductibles can vary as well. The average annual deductible is about $100.

• You may choose among different coverage plans which are based on your dog’s age, breed, and pre-existing medical conditions. Some policies even consider dog’s lifestyle; for instance, whether your dog is purely a pet or a watchdog, too.

Health Insurance for Dogs: Quick Coverage Facts