How to Be Happy!

Written by Lorraine Pirihi


How would you like to have at least an extra hour in your day just for yourself so that you can have more fun?

Well you can you know, you just have to dorepparttar following consistently and you'll free up your time so that you can enjoy more of your life.

Look After Yourself First Exercise regularly and eat healthily. Dorepparttar 104102 right thing by yourself and you'll have heaps of energy, be motivated,more productive and happier.

Surround Yourself with Positivity Circulate with positive people, read motivational books and listen to motivational tapes/cds while driving, commuting, waiting for appointments. Avoid negative people likerepparttar 104103 plague. They will drain your energy

Clean outrepparttar 104104 Clutter You will save yourself heaps of time, energy and money if you clear out your work and home environment…paperwork, books, old equipment etc. regularly. You'll be able to find things, save money because you won't have to buy what you already have hidden somewhere, plus you'll be less stressed. You'll feel better which will make you happier.

Jazz Up Your Environment If you work and live in a pleasant environment, you'll naturally feel better and happier. A clean, uncluttered home or workplace makes you feel good and happy to be there.

Dress for Success When you look good, you feel good , when you feel good you are happier. Have an image makeover.

Plan Time For Fun With so much to organise in your busy life you need to record your appointments, things to do and goals somewhere. Use a paper diary or digital organiser that you can take everywhere. This isrepparttar 104105 most effective way to get things done, plan your work and your life.

Increase Your Sales - Accept Credit Cards

Written by Sue and Chuck DeFiore


Many people today simply preferrepparttar convenience of paying by credit card. If you want their business, you must be able to accept their credit-card payments.

In part one of this series we will discuss why you should accept credit cards, andrepparttar 104101 basics of getting merchant status. Part two will deal with objections you might get, which credit cards to accept, andrepparttar 104102 check paying option.

Obtaining merchant status, which allows you to accept credit-card payments, might seem like an unnecessary hassle, especially for those in business whererepparttar 104103 majority of their customers pay by cash or check. But by not accepting credit-card payments, you lose sales. This is especially true if yours is a mail order business, or consulting business. Just look atrepparttar 104104 majority of business today, all of them accept credit cards, and becoming more and more popular allrepparttar 104105 time are debit cards.

As many businesses have found, up to 70 percent of people never mailrepparttar 104106 check, so accepting credit cards is crucial. Whenrepparttar 104107 customer places an order, he’s excited and eager to buy. Faced withrepparttar 104108 prospect of sending a check, waiting for it to clear and then awaiting shipment, his interest is likely to wane. Inrepparttar 104109 meantime, you lose sales.

The Basics of Merchant Status

In order to accept credit cards, you need to work with a bank that will transferrepparttar 104110 money into your account within a day or two ofrepparttar 104111 sale, and then collectrepparttar 104112 money fromrepparttar 104113 customer. In return, you payrepparttar 104114 bank a commission of 1.5 percent to 5 percent for each credit-card transaction; a set, per-transaction fee; and a setup fee. You will also have to pay monthly support or equipment-rental fees for a point-of-sale terminal—the machine used to swiperepparttar 104115 card—depending onrepparttar 104116 contract.

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