How To Save 1/3 off Your Grocery Bill

Written by L C Peterson


Word Count: 600 words Copyright Date: 2002 Autoresponder email: food-save1@sendfree.com Special Requirements. Online use requires inclusion of resource box and no changes in text.

Want to spend less on food? Today my family is spending on average, one-third less on our grocery bill than we did last year. We are also able to go torepparttar grocery store every other week and still have plenty of food inrepparttar 112641 house. How did we do this? This article isrepparttar 112642 first installment of a three part series on how we made these significant savings in our food spending.

In order to save money on groceries we first took a long look at our shopping habits. We occasionally took advantage of sales, yet had no organization to our menus, food storage, or shopping. We went torepparttar 112643 store "between trips" and often ate poorly if both of us were sick atrepparttar 112644 same time. We wanted a change.

Our first purchase was a food sealer. I had been looking at sealers before, thinking we threw a lot of food away. We often had left overs three days in a row. I thought there had to be a better way without cooking more meals or ordering delivery. The purchase of a food sealer has been very helpful in saving money. We use leftovers when we want and not justrepparttar 112645 first few days afterrepparttar 112646 meal is cooked. The food can be saved in meal size packages and micro waved or boiled.

Saving money on groceries will in all likelihood mean you need more pantry space. Modern kitchens rarely have enough. We started with a small closet in our kitchen but it was not enough. A wooden storage cabinet left over from a previous job ended up being perfect. Look around your house and find a closet or some other space that is dry and dark.

How to Make Money in the Sharemarket

Written by Joseph Sgro


How to Make Money inrepparttar Sharemarket ====================================

Isn't earning a good return on our money a very essential consideration? Yes I think most would agree. We want to build our retirement money-machine because we all know you need piles ofrepparttar 112640 stuff and if we are going to enjoy retirement then we better have a GOOD PLAN!

CONSIDERATIONS -------------------------------------------------------- Real Estate: You make your money when you buy!

Small Business: You make your money when you sell your money-making system.

Shares: You make your money when you can! --------------------------------------------------------

My favourite game is playingrepparttar 112641 sharemarket and I will admit to you fromrepparttar 112642 start it's not always money in your bank account - why? Simply because it's a game whererepparttar 112643 one who who knowsrepparttar 112644 most makesrepparttar 112645 money.

If you want to join me then start your education now! Learn how, dorepparttar 112646 training and master your emotions you you will do well.

LOOKING BACK

It wasn't till I lost my advisor that I really learned about making money. Now I'm not saying sack your advisor - I would never say that! You have to make your own decisions.

An advisor can tap into situations that you would not be aware existed. You can also learn from them. Just be careful as to who gives you advice and make your own decisions.

Don't trust anyone to make money for you. No one cares about your moneyrepparttar 112647 way you do. Advisors in most cases are just sales people who need to get clients so that they can pay their bills. Atrepparttar 112648 best of times you do not rate that highly in their priorities.

If you lose or win, it's nothing to them - they hope they will still get to keep their jobs. It is easy to understand - make them a lot of money and they might let you know what is happening to your account, but this depends on who is more important than you today. We all want advice and we all askrepparttar 112649 opinions of others, but don't become dependent on someone solving your problems - you are alone! Now live with it! The sooner you take full responsibilityrepparttar 112650 better.

The people who make excellent returns are those that see trading as a business and realize that they will always be a pupil who needs to keep learning, be self-motivated and resilient, because losing at some stage is inevitable.

There are going to be more people that lose money than make money. I have had strings of losses, where position after position has had to be closed. Now you don't need that to happen too many times to wipe out your capital. This isrepparttar 112651 reason for keeping your positions small. You must decide how much time you will be willing to invest to learn how to make your fortune and keep it. The less time you're willing to devote to learning,repparttar 112652 less money you should put intorepparttar 112653 sharemarket.

The gambler will eventually give his winnings back torepparttar 112654 house because they do not have a plan and trading rules which help them develop self-discipline. The most important quality to develop if you seriously wish to be successful inrepparttar 112655 sharemarket is self-discipline. Although this is easy to write in words I assure you that developing personal discipline is very hard and to carry out actions without involving emotion can be next to impossible. We are often ruled by emotion and we hate to admit we have made a loss - thus, often we won't do what we should to rescue our remaining capital. This is how a little loss becomes a big loss over time.

Master yourself - your emotions will help you lose money. The more you think with your emotions andrepparttar 112656 more you make decisions with your emotions,repparttar 112657 more you will lose.

NO ONE CAN PREDICT WHAT WILL HAPPEN IN THE MARKET!

If anyone can predict with any accuracy it won't be you and if you must predict what is going to happen, don't put any money on your bet. Next, if your broker could predict what was going to happen he/she would not be a broker - they would be livingrepparttar 112658 life of Riley. Ifrepparttar 112659 money is coming out ofrepparttar 112660 market then for god's sake take notice. This may be as close as you get to insider trading.

The stockmarket is like a sport. Everyone wants to seerepparttar 112661 great players and witness allrepparttar 112662 action, but not everyone is going to winrepparttar 112663 game. It is up to you to learn how to playrepparttar 112664 game. You need to learnrepparttar 112665 rules and learnrepparttar 112666 tactics and strategies to help you score more goals.

There are many different plays you can make inrepparttar 112667 market, but learningrepparttar 112668 less risky plays and those that reduce risk will make you more money.

Less risky to some......using options to make money

Examples might include:

1. Writing puts whenrepparttar 112669 market is going up instead of buyingrepparttar 112670 stock. If you're exercised then you can decide whether to buyrepparttar 112671 stock or act earlier to preventrepparttar 112672 exercise by closing out your put position whenrepparttar 112673 put price drops(buyrepparttar 112674 same put series and close it out).

2. Writing calls over your shares when it looks likerepparttar 112675 stock price is ready to fall.

3. Buy calls or puts depending on which wayrepparttar 112676 market is going. Up market might indicate buying a call to caturerepparttar 112677 upside. A falling market may indicate buying a put to capturerepparttar 112678 rising value created by people buying protection.

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