How To Find A Property AppraiserWritten by Sergei Kudrin
When it comes to finding a real estate appraiser, many homeowners don't know what to look for. This article describes 5 things to look for in a property appraiser.
1. Always make sure a property appraiser is licensed or certified by state to perform real estate appraisals. While state licensing and/or certification isn’t always an indication of quality, it ensures that an individual is has met certain standards and been authorized to perform property appraisals. Some states do not require licensing to perform real estate appraisals. It is unwise to use services of any professional who is not licensed or certified.
2. Don’t be afraid to ask an appraiser for a copy of their license. A good appraiser will readily provide this documentation. Copies of licenses are commonly requested by mortgage brokers and loan officers. Once you get a copy of their license, it’s a good idea to check with government agency which issued document to ensure license is active and in good standing.
3. Many excellent real estate appraisers carry a professional designation. The most widely known industry designations are SRPA, SRA and MAI. These designations are issued by Appraisal Institute. These designations demonstrate an appraiser's commitment to continuing education and ethical standards. Oftentimes, standards required to obtain these designations exceed those set forth by state licensing/certified requirements.
How To Hire A Moving CompanyWritten by Lee Dobbins
Moving can be a stressful time especially if you are moving to another state. One of most challenging aspects of moving can be choosing a moving company. Since most of us don’t move very often we have little experience in this area. The information below may help give you an edge on this aspect of your move.
When choosing a moving company, try to get an estimate from several companies at same time. In a long distance move, charge is usually determined by weight of your household items and distance you are moving. Therefore, it is imperative that you give mover an accurate account of everything he will be moving.
There are a couple of different kinds of estimates so you should make sure you know what kind you are getting. A “Non Binding” estimate is basically just a best guess. It may actually end up costing more or less depending on final weight of your household. A “Binding” estimate is binding and you will be expected to pay that amount whether your goods weigh more or less. You can also get a “Not To Exceed” estimate in which you will never pay more than binding price, but you may pay less if your items end up weighing less than estimate. When you are comparing estimates from different movers, it is best to compare same type of estimate.