"How Safe is Your Success" is a series of eight articles that address different aspects of a universal problem which is of particular importance to those who do business on-line. Most Internet users are at least aware there are dangers "out there", but few appreciate
real extent of those dangers,
possible (even likely) consequences, or
best, most practical and least expensive means of countering them. This series is intended to at least provide some useful awareness of
situation.-------------------------
Part 5 - Phishy Tales
The word "phishing" has become something of a buzz word, yet many casual Internet users still do not know what phishing really is or how to identify it. In this part of our series I'm going to use a simple but actual email to demonstrate
most common form of phishing. But first, a bit of background.
Computer and technology dictionary Webopedia.com defines phishing as "The act of sending an e-mail to a user falsely claiming to be an established legitimate enterprise in an attempt to scam
user into surrendering private information that will be used for identity theft." On
origin of
word, Webopedia says "Phishing, also referred to as brand spoofing or carding, is a variation on 'fishing',
idea being that bait is thrown out with
hopes that while most will ignore
bait, some will be tempted into biting".
OK, but how do you distinguish between a phishing eMail and a real message from, say, your bank or credit card provider? A phishing message may look very legitimate, with all
right logos and so on. Even most of
links may be
real thing. Although there are often tell-tales such as poor spelling or bad grammar, many examples of this scam do appear to be perfect in every respect. The only way to see what is really going on is to look "under
covers".
What
scammer is trying to do is get you to click on a link that will take you to a website which is different to
one you think it is going to take you to. At this dummy page
scammer will try to get you to enter sensitive information such as credit card or on-line banking details.
With plain text emails, what you see is what you get. If a link says "www.CitiBank.com" then that is exactly where it will take you. But all is not so transparent with
links in a HTML email. With HTML
only way to tell where a link will really take you is to look at
HTML code that underlies
message. And "No", you cannot tell by hovering your mouse cursor over
link and looking at
status bar. The status bar message can be faked very easily.
All eMail client programs of which I am aware provide some means for you to look at
HTML code. In Outlook, for instance, you can right-click on
body of
message and select "View Source" from
pop-up menu. I've selected
scam eMail I'm going to use because it is a very simple example without too much HTML code to complicate
picture. The original eMail as it appeared in Microsoft Outlook can be seen here: http://HackersNightmare.com/FreeContent/Other/phishing1.jpg
In a moment I'll show you
HTML code associated with that eMail. Don't worry if you don't understand HTML code at all I'll explain
few important parts. But first, just a bit of general information to help you make sense of what you see.
In HTML code, anything that is between is called a "tag". A tag is
actual code that tells
web browser how to display
message text. In this simple example there are only a few tags in use, and only one of them is very important to us. The tags in use in
example email are:
equals (=) sign will be
location of an image that is to appear at this point on
page. The tag must then be "closed" with a right-angle bracket >. See Lines 1 and 2.
<.BR> A line break. Several together is a series of line breaks. E.g. line 3. NOTE: The dot before BR is not part of a real HTML Tag. It is inserted so some editors will not interpret
text as a real Tag.