But key question remains: "What does it take to achieve 'Triple A' credit?"

First and foremost, it is important it is critical to point out where most people go wrong when it comes to their credit and credit report. People with bad credit will usually seek credit repair help. Most would seek credit expert advice and few will try to do it themselves by purchasing a credit repair book.

Mainly, problem is not type of help you hire, rather assumption you are left with after whole credit repair process. Where most people go wrong is that once their credit report is free of any negative entries (or errors), they simply assume that they now have an excellent credit. 

That's simply untrue.

In reality, your credit is not bad because you now have managed to erase negative entries that was shown on your credit report before. At same time, you do not have ' Triple A ' credit either. Unless, you have positive items or entries showing on your credit report.

And key to a successful credit repair is not just getting rid-off negative entries on your credit report, but rather to show-off that you have multiple positive entries on your credit report that can buy confidence of your bank to loan you their money.

You can find numerous articles dedicated to guiding through credit repair process, but few will discuss further than just repairing your credit. Meaning few will tell you (better yet, know about), "How to add positive entries to your credit report?".

It is very important you understand that, you can repair your own credit and make it flawless, better than anyone ever could. Today, there is so many help on credit repair help, but not all are legitimate help. And it is extremely important to keep that in mind.

If you want to avoid getting chopped-down by bogus repair companies, take following two statements as an advice that will serve you a long way.

1- There is no law available to any credit repair company, expert, or attorney - that is not available to you as credit consumer. 2- Credit repair companies use same law made available to you by congress to repair your bad credit. And they certainly can not change law for their clients.

The above two simple statements might seem obvious, but repeating them like a mantra can be difference between getting ripped-off and getting 'Triple A' credit you deserve.

Back to main point - "How To Achieve Triple A Credit?"

Here you will learn two powerful and proven ways that will give you a sterling credit in shortest time possible - 25 Days. Apply following two techniques and, guaranteed, you will give your credit a face lift that would have banks open their check book.

1. A Millionaire's Credit in 25 Days.

Do you have a checking account and a savings account? Good. If you don’t, no worries, these days you can open an account online. It should take you no more than 5 minutes.    You got your accounts opened? Good, now comes second phase.   

Phase 2: Now you will need your savings account to use it as a collateral. Now using your savings account ask your bank for a secured passbook loan.   

Sometimes, you want to wait for your life to be just right before you make attempt. You tell yourself, when I get new job, when I receive next promotion, or when I get my next raise, I’ll go to work on my debt.

Perhaps you are waiting for some artificially set date. You tell yourself first of year will be a good time to start or when you get back from vacation. Whenever it is, it is always in future.

I call this “perfect situation procrastinating.”. This allows you to put off any action, while you wait for your situation to be perfect. It reminds me of a story I read other day about a mother registering her daughter for kindergarten.

The mother, a school teacher, took her daughter to register for kindergarten. They were greeted by kindergarten teacher near a table outside room. On table she had some paper and crayons. The mother stood back while teacher did, what mother recognized as, a simple screening of her daughter’s abilities.