This is truth for every home owner. Your home, your castle, your prized possession, your territory - which is certainly more than four walls. You would do anything to protect it against damage and injury. Damage and injury? Is that too dark a statement? Perhaps. But it is also very probable. Mis-happenings and accidents are things that don’t have an allotted time slot. Nobody can calculate their coming and neither be prepared for it. You cannot be equipped to tackle them head on but you can certainly equip your self for repercussions. Home insurance are practically formulated for said purpose, something that is unlikely you have not heard about. It is also unlikely that you have not contemplated taking a home insurance policy.

Home insurance covers house, garage and other structures on property, as well as personal possessions inside house such as furniture, appliances and clothing, against a wide variety of perils. The extent of perils covered depends on type of home insurance policy. An all-risk home insurance policy offers broadest coverage. Two major terms implicit within home insurance is protection and price. The magic behind home insurance policy is finding right policy. This is breakthrough you need to concentrate on. The right type of home insurance is one with different level of protections within that policy. Introduce provisions like protection of your valuable possession like computer and jewellery etc. Supplement this coverage with protection against natural disasters which have not been covered in your home insurance policy.

Home insurance policies remain same regardless of where you reside. There are basically seven types of home insurance policy depending on liabilities they cover. Basic home insurance policy covers various kinds of risks like losses from risks of exposure to fire or lightning; windstorm or hail; explosion; riot or civil upheaval; aircraft; vehicles; smoke; vandalism or theft; damage by glass or any material that is part of a building; and, volcanic eruption. Home insurance policy also includes dangers related to home appliances. The danger or perils included in your home insurance policy can be modified to include any particular risk related to place of dwelling. The insurers offer diverse coverage provisions. Investigate more to find out kind of home insurance policy that best suits your needs.

Few business plans are well written. It's why reviewers rarely read beyond first page of Executive Summary. It's why Venture Capital Firms can review over ten thousand business plans and fund only one.

Since DotCom Bubble burst, professional money's Prime Directive is "Cashflow Now." The corollary to this Directive is that equity investment should result in an asset worth a multiple of its present value, within 3-5 years. Your business plan must credibly address these investor needs to be taken seriously.

Your two-page Executive Summary, using simple declarative sentences, should excite reader and answer these questions. 1. What Do You Have? 2. What Do You Want? 3. If You Had What You Want, What Would be Result? 4. What Are You Willing to Give Up to Get What You Want?

The purpose of your 30-50 Page Business Plan is to make your proposal credible to investors. The secret to credibility is being specific. Focus on proving that you have what you claim to have. Explain, beyond reasonable doubt, why outcome of investment that you project in your Executive Summary will be outcome in reality, if Venture Capitalists risk money with your company. Your commitment to your company is essential to your business plan's credibility. If you aren't at risk, few Venture Capitalists are willing to put themselves at risk for your company's success.

Life is risk. Any business proposal has inherent risks. Acknowledge risks involved in your business plan. Call them "challenges," if you like. But, a business plan without risk acknowledgement isn't credible.

Avoid padding. An investor isn't interested in fact that you play tennis on weekends, that your daughter is in pre-law at Yale, or that you starred in your high school play. They are interested in name of institution where you got your college degree or degrees along with your date of graduation and your major. If you claim advanced degrees, add your Thesis or Dissertation topic. Your work experience is vital to your credibility. Be specific, give name, address and phone number of past employers and include names of supervisors and exact dates of employment.