Home Equity Loan Online – What To Do With Your Home’s EquityWritten by Carrie Reeder
If you are wanting to get a home equity loan, rates are still low enough that you may want to make use of that equity in your home. Do you need some ideas on what you could do to multiply your equity or make some extra money off of capital that could be available to you?Here are some suggestions of ways to put equity to good use when you go to take out a home equity or cash out refinance loan. 1. Do a home improvement that will increase equity in your home more than cost of doing improvement. As an example, I have heard rumors that adding a deck to a home, because of amount it increases homes resale value, can add up to 4 times cost of actually installing deck. 2. If you have a low interest rate on your home, invest your equity in a low risk investment that has a much higher return on your money. 3. Buy an existing business or start a new business with equity capital in your home. If you can start a low risk business, take opportunity to let your equity work for you.
| | Credit card fraud is usually preventableWritten by Jakob Jelling
One of worst things that can happen to you is credit card fraud. This is even worse if you don't pay very much attention to your credit reports, since you may not find out about fraud until there are very serious problems to deal with. Even if it's possible to get out of paying for most of fraudulent purchases that are made on your card, you will often have to pay for some of them - and you will have to go through hassle of dealing with a stolen credit card if you're not careful.One of major places where credit card fraud happens now is online. Therefore, you should be very careful about companies that you give your credit card number to. Ideally, you should figure out a way to avoid giving out your credit card number at all. There are several payment services online that will help you make your online payments without giving out your credit card number to unauthorized parties. You should also make sure that if you are entering your credit card number that it is being entered into right field on right page, and that it is being sent over a secure connection. If connection is not secure, then anybody online might be able to find information that you sent. Another place where credit card fraud is common is over phone. For this reason, you should avoid giving your credit card number to people or companies over phone if at all possible. You should also listen to your instincts regarding phone and internet. If you have any doubts about safety of giving your credit card number, then you should probably not do so. After all, when it comes to things like fraud, you're much better off safe than sorry.
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