Health Insurance for the Self-Employed

Written by Daniel Lamaute


Having health insurance and being able to afford it is a great concern for many who leave a corporate job to run their own business.

The national crisis in health coverage is hittingrepparttar small business owners especially hard. About 24 million small-business employees and their families are uninsured, according to a study byrepparttar 106056 Kaiser Family Foundation.

After you leave your employer you may elect to continue to receive coverage inrepparttar 106057 employer's group plan at your expense for up to 18 months. The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that requires employers to allow departing workers to buy health insurance throughrepparttar 106058 employer's group plan.

However,repparttar 106059 cost ofrepparttar 106060 monthly premiums for COBRA can come as quite a surprise if you're accustomed to you employer picking up most of your health insurance tab.

10 Tips to Cope with Negative Emotions at Work

Written by Dr. Rachna D. Jain


It’s a fact of life - if you want to succeed in business, you need to know how to interact and communicate effectively with your employees, business partners, vendors, prospects, and customers. As a small business owner, this might involve rapid shifting from one type of language to another. For example, how you’d explain your expectations to your employees might be different than how you’d convey these to your business partner or potential client.

As we all know, sometimes language breaks down, and communication grinds to a halt. This can leaverepparttar owner feeling irritable, angry, frustrated... and with a desire to vent to his/her employees or staff.

While there may be instances that such sharing would be appropriate or helpful, there are many instances where this is notrepparttar 106055 case, and venting anyway may result in a significant loss of credibility and respect from key employees and contacts.

So, what are some effective ways to manage emotions inrepparttar 106056 work place environment?

1.Good self-care isrepparttar 106057 best medicine. An employer who tends to his/her own physical, emotional and mental needs, regularly, is going to be more adept at managing negative or hostile emotions at work. Start with adequate sleep, good nutrition, and regular exercise.

2.Know what anger and frustration feels like to you - both in your head and in your body. Sometimes, we can get really “cut off” from our feelings and act rashly without knowing why. Spend some time knowing what anger feels like to you, and where you notice it in your body.

3.Take a 10 minute walk. When you desire to “vent”, excuse yourself fromrepparttar 106058 office and take a brisk 10 minute walk aroundrepparttar 106059 parking lot or neighborhood. This will clear your mind and may save you from losing your temper.

4.Vent to a mentor, coach, or trusted colleague. The act of sharing your frustration and fears will calm you down. These people can support you and help you move forward.

5.Ask, “What am I afraid of?”. Most often, anger or frustration appears when one of our fears has been activated. By going directly forrepparttar 106060 source of your feelings, you may be able to short-circuit them.

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