Health Insurance for International Travelers

Written by Tony Novak


If you are planning a trip overseas then you have probably wondered how your US medical plan will cover you outside ofrepparttar U.S. If you have a managed care (HMO) plan, then you might not have any coverage outside ofrepparttar 106694 US. Any coverage you do have with an HMO is likely to be significantly reduced when you travel, with greater out-of-pocket expense for treatment outside of your normal coverage area. Privately issued medical insurance usually does cover you during overseas travel, butrepparttar 106695 cost of obtaining records, translating them intorepparttar 106696 English language, convertingrepparttar 106697 currency, and delivering payment overseas is all your responsibility, notrepparttar 106698 insurers.

8 Brief Lessons in Success

Written by Thom Rutledge


There are probably as many definitions for success as there are people who want to succeed. Andrepparttar targets for our efforts are many. We want to succeed in business. We want to be successful husbands and wives and parents. We want to whittle that golf score down to size. We want to be successful students, whether we are nineteen trying to decide on a major, or 45 trying to master that new computer program, or reaching for that promotion. More of us than ever, want to be successful entrepreneurs, doing what we love and praying for all we are worth that some money will follow. We even want to succeed spiritually --- that is, we want to effectively apply what we believe deep in our hearts to our day to day lives. Whatever your definition for success, wherever your sights are set, here are eight brief, but powerful lessons that will improve your chances of hittingrepparttar 106693 mark.

LESSON ONE: Forget about Control.

One ofrepparttar 106694 keys to success is accepting full responsibility for ourselves. Accepting this responsibility, contrary to popular belief, has nothing to do with being “in control.” There is a major distinction to be made between being “in control” and acceptingrepparttar 106695 responsibility of being “in charge.” I wouldn’t dare claim to be in control of all ofrepparttar 106696 various aspects of my life, but I do acknowledge that I amrepparttar 106697 one in charge of my life.

Simply put: I have nothing to say about which cards are dealt me, but everything to say about how I will play those cards.

THE NUTSHELL: Be “in charge,” but forget about being “in control.”

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LESSON TWO: Rejectrepparttar 106698 Victim Within.

To accept full responsibility for ourselves is to renounce victimization. Victimization is a state of mind in which we believe that how we are doing in any particular moment is determined more byrepparttar 106699 circumstances beyond our control than by how we choose to respond to those circumstances.

A victim will blamerepparttar 106700 dealer ofrepparttar 106701 cards, or blamerepparttar 106702 person who taught him how to play cards, or maybe evenrepparttar 106703 cards themselves. A victim may even take refuge in blaming himself, not understanding that there is an important difference between “assigning blame,” and “taking responsibility.” To admit that things are not going well in my life because I am a worthless piece of crap is not accepting responsibility. It is quiterepparttar 106704 opposite. Hiding behind self-blame, and drowning inrepparttar 106705 resulting shame is one ofrepparttar 106706 most efficient --- not to mention prevalent --- ways for us to avoid personal responsibility.

THE NUTSHELL: Being a victim is an indulgence I cannot afford.

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LESSON THREE: Recognizerepparttar 106707 Continuum.

None of us are totally immune to victimization. At one time or another, we all think and act as victims, and we all think and act responsibly. It would be a mistake to claim that you are always a victim, or that you accept full responsibility for yourself all ofrepparttar 106708 time. Think of responsibility as a continuum along which you move back and forth, depending on any number of variables.

To enhance your chances for success, you will do well to perceive yourself in realistic terms along this continuum, and focus your efforts toward accepting full responsibility one day at a time. Remembering that you are in constant motion all alongrepparttar 106709 continuum is a powerful antidote for that pesky perfectionism.

THE NUTSHELL: Change is constant. I am always in motion alongrepparttar 106710 continuum.

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LESSON FOUR: Let Go of Perfection.

To be successful you must become both optimistic and realistic. This requires that you come to terms with your own human imperfection. To pretend that your very real human flaws do not exist is certain self-sabotage, as is thinking of yourself as nothing by flaws.

Contrary to popular opinion, striving for perfection is not productive; it is destructive --- at its worst, suicidal. By constantly expectingrepparttar 106711 impossible of ourselves (perfection), we are set up to fail, over and over again. A perfectionist is not someone who does things perfectly; a perfectionist is someone who believes she is “supposed to” perform perfectly. Perfectionism is a condition of constant pain, and self-absorption.

Dorepparttar 106712 very best you can, even challenge yourself to stretch beyond your current level of competence, but do not expect perfection.

THE NUTSHELL: Perfectionism is a state of constant self-victimization.

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LESSON FIVE: Disagree with Your “Shoulds.”

In our efforts (imperfect efforts) to recognize that perfection is not even one of our choices, we come face to face with perfectionism’s energy source: self-criticism. You must learn to identify and rejectrepparttar 106713 highly negatively biased view associated with your self-critical thinking.

Imagine yourself as a separate person from your self-critical thoughts. Experience yourself not asrepparttar 106714 one doingrepparttar 106715 criticizing, but asrepparttar 106716 one being criticized. Although this is never much fun (standing inrepparttar 106717 line of self-critical fire), separating from those predictable “should monsters” in our heads will create a place for “your own opinion.” It takes some time, but with practice you will learn to remain separate from self-critical thoughts, and ultimately to form your own, more realistic, more positive opinions of yourself.

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