Have you ever considered Bridging Finance

Written by Anthony Harrison


Bridging loans can be used for a wide range of uses and put simply, it is a very convenient way of raising finance against property within a short period of time.

Bridging lenders haverepparttar ability to move very quickly and are generally more flexible in terms ofrepparttar 137746 condition and type of properties they will lend against. They will also tend to look more towardsrepparttar 137747 property as opposed torepparttar 137748 borrower and they haverepparttar 137749 ability to lend against value instead of purchase price.

Lending against value, as opposed to purchase price can have significant benefits for experienced developers/property experts who are often able to identify a bargain or perhaps create value by buying an option to purchase at a lower price and then securing a planning consent, resulting in an increase in value byrepparttar 137750 time they completerepparttar 137751 purchase.

Bridging loans are very useful tools when purchasing a property in very poor condition and non-income producing, where High Street funds will probably not be readily available. A good example isrepparttar 137752 purchase of a derelict bungalow, which hasrepparttar 137753 potential for demolition andrepparttar 137754 construction of 2 or 3 modern units. As long asrepparttar 137755 worst case scenario is covered, in thatrepparttar 137756 bungalow can be refurbished and sold or refinanced to repayrepparttar 137757 bridging loan,repparttar 137758 borrower can userepparttar 137759 bridging loan period to apply for planning. If planning is obtained then they haverepparttar 137760 option to stay withrepparttar 137761 bridging lender to completerepparttar 137762 development funding, or alternative finance can be arranged throughrepparttar 137763 High Street or a specialist development lender.

Advantages and Disadvantages of Mutual Funds

Written by John Mussi


Outlined below are some ofrepparttar advantages and disadvantages of mutual funds. Every investment has advantages and disadvantages. But it's important to remember that features that matter to one investor may not be important to you. Whether any particular feature is an advantage for you will depend on your unique circumstances.

For some investors, mutual funds provide an attractive investment choice because they generally offerrepparttar 137702 following features:

Professional Management:

Professional money managers research, select, and monitorrepparttar 137703 performance ofrepparttar 137704 securitiesrepparttar 137705 fund purchases.

Diversification:

Diversification is an investing strategy that can be neatly summed up as "Don't put all your eggs in one basket." Spreading your investments across a wide range of companies and industry sectors can help lower your risk if a company or sector fails. Some investors find it easier to achieve diversification through ownership of mutual funds rather than through ownership of individual stocks or bonds.

Affordability:

Some mutual funds accommodate investors who don't have a lot of money to invest by setting relatively low pound amounts for initial purchases, subsequent monthly purchases, or both.

Liquidity:

Mutual fund investors can readily redeem their shares plus any fees and charges assessed on redemption at any time.

But mutual funds also have features that some investors might view as disadvantages, such as:

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