Guide to Homeowner LoansWritten by John Mussi
Here is a useful guide to Homeowner Loans. A Homeowner Loan is a loan secured against your home. Homeowner loans can help you unlock capital tied up in your home. They offer solutions that many other loans do not offer, like long repayment terms. Homeowner loans are secured against your home which will be at risk if you can not meet your repayments. Homeowner loans are a popular secured loan where your home is used as security to lender for money you borrow. In other words, if you don't pay back loan, lender can, in extreme circumstances, sell your house in order to recoup any losses. Homeowner loans are also known as second charge loans or second mortgage loans. A Homeowner Loan is any loan which requires borrower to provide lender with some form of security, in case of our Homeowner Loans 'security' will be a mortgage over borrower's home. How much you can borrow with a homeowner loan depends on how much equity is in your house. While lender benefits from peace of mind of knowing that loan is secure, there are many benefits to consumer of homeowner loans. Firstly, compared with unsecured loans, homeowner loans tend to be faster and easier to arrange. As a homeowner, you can borrow against value in your home without spending your equity. With a homeowner loan, you can keep your current mortgage, so you don't need to remortgage in order to realise value of your equity and homeowner loans usually have a lower rate of interest than unsecured loans.
| | Win with Lottery 'Number Gaps'Written by S Potter
Picking 6 numbers from 49 numbers is HARD. How would you like to reduce that down to just 30 numbers when you play? Well now you can. Here's how. The method is based on statistical observation by www.winthatlotto.com that usually 3 or 4 of 6 numbers drawn will have a gap between them of no more than 1 to 5 digits. In other words, draw will be 'clustered' in a relatively small area of spectrum of 49 numbers. For example, look at this actual draw.The 6 balls drawn from 49 were: 26,31,35,43,48,49. Lets look at gap between numbers. 26 to 31 = gap is 5 numbers 31 to 35 = gap is 4 numbers 43 to 48 = gap is 5 numbers 48 to 49 = gap is 1 number If we examine almost any selection of 50 draws we find that about 20 draws had 4 numbers with a gap size between 1 and 5. Maybe 21 draws had 3 numbers of 1-5 gap size. Perhaps 3 of draws had 5 numbers with a 1-5 gap size. Only a single draw will have a 1-5 gap size. The next most common gap size encountered is 6-10, which appears about 50% less than 1-5 group. There are also gap sizes of 11-15, 16-20, 21-25, 26-30, 31-35, but only rarely do we find gaps above this.
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