Finance: Guaranteed Easy Ways To Gaining Financial Freedom

Guaranteed Easy Ways To Gaining Financial Freedom

Written by By Cornelus Postell

Does not having to worry about monthly bills anymore just a fantasy to you? Do you wonder sometimes how it will be a peace of mind if money matters didn't matter? Wouldn't it be great if at this very moment your financial situation were in order? The answers to all these questions, my friends, are closer to reality than you think. Stepping forward ahead by using simple strategies will make a major difference in your personal finances just as it has for me. Financial success is an easy and simple process once you decide mentally that you must take immediate action!

For me, at first, repparttar thought about having financial success was not easy and simple! The reason was because no one told me how to go through repparttar 112664 process. Everyone told me how nice it was to have "extra money" just laying around, but didn't explain to me how to go about taking action. I started off while I was in college by not having a bank account, buried in $9000 dollars in credit card and loan debt, and having more bills to pay than money to pay for them. In other words, I WAS BROKE! But once I was finally told how to easily apply just 3 steps, my success in my personal finances was just a "hop, skip and a jump away." Just like it can be for you!

The 3 Easy Steps And How To Apply Them To Your Everyday Life

Stop Daily Procrastination And Start Now

So many individuals never start repparttar 112665 process to financial freedom because they never decide to start today! For these very same people, tomorrow is when they decide to start. But when repparttar 112666 next day comes, repparttar 112667 decision to start is put off until repparttar 112668 next day. Don't be one of those people! I'll admit financial success will take commitment, discipline plus patience. However repparttar 112669 best way to accomplishing these tasks is by first believing in yourself. Determine in your mind that you must get your finances in order! By telling and reminding yourself this constantly each and every moment, repparttar 112670 process of financial freedom will naturally become easier and easier. But you must first decide to act now. Do not wait until repparttar 112671 next day or until you make more money to put things in order - DO IT NOW!

Take A Moment To Determine Which Side Your Money Is On

Take an honest look at where your money going. Where are you at financially? You can start your look by making a list of all your assets and your liabilities. Assets are those items that you own and can make money for you. Liabilities are those items you owe on. If your liabilities are more than your assets then develop a plan to reduce your liabilities. Make another list of repparttar 112672 creditors and bills you owe on, and decide what amount you will pay each month to reduce repparttar 112673 debt. Do this by paying more than repparttar 112674 minimum balance due each and every month! Remember, it takes commitment and discipline to accomplish this important step to financial success.

Six Credit Card Secrets No Bank Wants You To Know

Written by Cornelus Postell

We all get them from time to time. You know, repparttar

sealed envelope in repparttar 112663

mail that have a written message such as "You've Been Pre-Approved For A New Credit Card From..." If you are like me, you file them away- usually in repparttar 112664

trashcan or shredder! Throughout many years of receiving those offers however, I've noticed many loopholes that anyone can use to their advantage. Weather you already have credit cards or still receiving new offers repparttar 112665

following six secrets are what I learned to follow. Don't worry, they're easy methods anybody can do! This way you can lower how many credit cards you carry to one or two.

WHAT TO DO

1. Interest Backdating

THE PROBLEM: The majority of credit card issuers charge interest starting from repparttar 112666 day a charge is posted to your account if you don't pay in full monthly. However you're being charged interest starting from repparttar 112667 date of purchase before you've even paid repparttar 112668 store!

THE SOLUTION: Look for another card issuer, or better yet, pay your bill in full by repparttar 112669 due date.

2. Two-Cycle Billing

THE PROBLEM: Issuers who use this popular method of calculating interest charge two months worth of interest for repparttar 112670 first month if you fail to pay off your total balance in full. It's affecting you whenever you switch from paying in full to continuously carrying a balance.

THE SOLUTION: You can either switch issuers or continue to pay your balance in full each month.

3. The Right To Setoff

THE PROBLEM: You have money on deposit at a bank. Plus your credit card is issued there. You signed an agreement when you opened repparttar 112671 deposit account and it permits repparttar 112672 bank to take those funds if you become delinquent on your credit card.

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