Getting Your Finances Ready for a SSD CaseWritten by Lala Balattan
Financial security is what everybody wants in life; that and emotional and spiritual security. However, without sense of being financially secure for years to come, this has disastrous effects on a person’s general well being. Now American working class citizens have come to believe that Social Security is an institution to protect them when need finally arises. What do we need then is to rest a weary body and soul from long years of hard work. Or need to settle down again as burdening illnesses and frustrating restrictions troubled your body. The vision held for everybody – Social Security disability (SSD) benefits program and supplemental security insurance (SSI) is something for them all to built on dreams of a secured, life after their years of hard work. Alas, when they first applied for Social Security Disability Benefits, very few claimants were ever told how long process of eventually securing their claims might take. . A sad and commonplace scenario is what occurs to these persons, employed for many years, perhaps at just one job, suddenly find that their medical condition has worsened and they can no longer do their job, or any other job. Either by their initiative or advice taken from others, they contact social security office and file a claim for benefits. However, instead of finally being able to reap fruits of many years of their labors, they realize that they have to wait. Two months in process, they check status of their claim and are told that “evaluation will take 90 to 120 days”. Later on, after several months, they get a letter, unfortunately, denying their claims. They file an appeal and another long wait commence, only to receive another denial letter after several months upon their appeal. They would then be informed that another appeal may be processed which involves a hearing before an administrative law judge.
| | Changes in the Social Security LawsWritten by Lala Balattan
It is time we educate and update ourselves regarding essential issues of Social Security Administration. By having enough knowledge of SSA’s vital programs concerning Supplemental Security Income (SSI) and Disability Insurance (DI), we would truly understand workings --- implementations, qualifications, claiming procedures, etc. And since many policy changes have occurred with regards to mentioned programs, it is but necessary that we may be aware of such things. Like, what new laws are enacted which covers diability beneficiaries of DI program? Or if you have a relative which you think may qualify for SSI/DI, how qualified? Here, we present you with vital facts on SSI/DI programs’ legislative changes that have occurred for past, 20 years, between 1984 – 1999. On various policy revisions over period of 1984 – 1999, these are mainly concerned on how to properly identify and analyze beneficiaries entitled for said programs. The Social Security Disability Benefits Reform Act of 1984 revised mental impairment listings for disabled workers. It also required that a combined effect of all impairments be taken into consideration when determining eligibility for disability benefits. A “medical improvement standard” was also added for disability review process stating that an individual’s disability benefits may be terminated with basis of substantial evidence which shows that impairments have medically improved and person concerned can already handle salaried work.
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