I'm sure you'll agree that budgeting, saving money, and eliminating debt are very appealing ideas. If effectively tackled, these goals can secure your financial status for future, and allow you to live a comfortable, debt-free life.
However for some unfortunate reason, these important financial goals hardly ever get accomplished, and most will continue to go through life consistently worried about their financial security, unprepared for what future may hold.
I have been writing money saving articles and newsletters for SavingSecrets.com for over 6 years now, and after being in contact with a number of readers over years, I found that many who were interested in learning how to effectively save money simply lacked foundation to accomplish this.
I am a firm believer that ability to save and budget is dependant on plan and approach one takes. Sure many proclaim they want to conserve and save more, but how many actually accomplish this? Saying one thing and actually doing are completely different from one another. Why do you think so many New Year's Resolutions are forgotten and never heard from again?
For example, think of times you yourself started a new hobby or goal. Were you successful? If not, how long did you stay with this new undertaking? What was your reason for quitting or not following through with intended plan?
From this short self reflection, you can probably guess reality most would-be budgeteers are faced with. Even though these individuals have desire to conquer their finances, for some reason task never gets accomplished.
What is needed to help guarantee success is inspiration and a solid approach, or what I like to refer to as a "game plan".
Think about it.
If someone wants to learn how to play piano, realistically, they are not going to just sit down and start banging away on keys. They'll never learn to play piano effectively that way!
In order to tackle process of learning piano, an eager student will take lessons, purchase "How To Play Piano" books, tapes, cd-roms, interactive software, browse Internet for tips and related online forums, check local college for classes and instructors, etc..
Who do you think will have more success learning to play piano? More than likely it will be energetic individual with planned agenda and goals, than dreamer without a "game plan".
Designing Your Game Plan
Once you fully commit to accomplish a particular task, to help improve your chances for success it is imperative that you design and follow a regiment, a well thought out "game plan".
Every task, whether it's for work or pleasure, has some type of goal or objective. If your underlying task is to clean house, then a specific goal may be to clean kitchen or organize cupboards by end of day. If your task is to learn how to play piano, then a goal may be to learn how to play your favorite song within a month or two.