Get Rid Of Your Asset Management Problems Once And For All

Written by James Printon

If you are a business owner, evenrepparttar owner of a part-time lawn mowing service, you still need to pay attention to financial asset management. I amrepparttar 150182 owner of a small business.

I work out of my home and rarely need credit or payments for anything and I still need to keep track of my asset management. Luckily my wife was a financial professional so I rarely need to use others.

She was capable of doing our taxes last year better thanrepparttar 150183 professionals we hired. I never heardrepparttar 150184 end of that! But not everybody is as lucky as I am. I haverepparttar 150185 good luck to have a very wonderful spouse who is willing to help with what I want to do. However, if you are not as lucky you need to speak to professionals or educate yourself.

Educating yourself about asset management is not easy. Lets face it, not all of us are equal. Some are quicker thinking than others and some learn better than others. Not all of us were atrepparttar 150186 right side ofrepparttar 150187 grade curve in school.

For those of us onrepparttar 150188 left side ofrepparttar 150189 grade curve it is important to know your limitations. If you educate yourself about history,repparttar 150190 arts or humanities you are in no danger if you make a mistake or misunderstand a key point.

Avoiding College Credit Card Traps

Written by James Dimmitt

Congratulations college freshman! Youíre about to embark on one ofrepparttar most exciting times of your life. By now your parents, siblings, and friends have offered you all kinds of advice on how to make your transition to college smoother - how to get along with your roommate, what classes to take and which ones to avoid, where to findrepparttar 150141 best off-campus food, and how to stay safe on campus.

One thing they may have not warned you about is how quickly youíll be bombarded with credit card offers. Youíll find them in your textbooks, in your mailbox, and on every campus bulletin board. Youíll be offered free DVDís, t-shirts, music downloads, and more in return for completing an application for credit.

Why all this fuss over you for a stupid piece of plastic? Because they love to recruit new borrowers, especially in your age bracket. They know, from numerous studies, that college students tend to be impulse buyers. And even though your impulse purchases tend to be small - pizza, coffee, beer, CDís, cigarettes, books, etc. - those small purchases can add up quickly.

Fifty-four percent of freshman students and 92 percent of sophomores have at least one credit card. A recent study showsrepparttar 150142 average college student graduates with between $1,500 - $3,000 in credit card debt.

Here are 7 tips to help you manage your college credit card needs:

1) Look for a card withrepparttar 150143 lowest fixed percentage rate and a low or no annual fee. Readrepparttar 150144 fine print carefully - many low or 0% introductory rate offers expire in 6-12 months.

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