1.Are You Maximizing Your 401k Returns?

2.Is Your Plan Working Efficiently?

3.Do you need to Maximize Retirement Income?

4.Do you want Simple but Powerful Strategy to Increase Your Retirement Wealth?

For most people their 401k investment strategy is to "set it-and-forget it".

This mindset has long been in existence and has been perpetuated by 401k administrators and human resource departments alike. Don’t make mistake of thinking these people know what is possible, or that they will tell you if they do, to maximize 401k returns.

Unfortunately, accepting given type of strategy at your company will most often result in less than optimal returns. Yet so many people believe that if there were more to be gained, their employers would have a system set up to capitalize on that fact. They don’t!

If you were able to implement a strategy to squeeze a little more out of your 401k plan, say 8% more every year, this would result in four times amount of money you would have at retirement because of power of compounding interest!

Think about that for a minute: 4 times what you might expect when you retire just by learning how to raise your return by 8%.

Is this possible? Not only that, but people in know are doing it by thousands right now.

A very simple but powerful 401k strategy that works with any 401k plan involves two things.

1. Awareness

2. Use of an index fund (where available)

1. Buy low-sell high. As simple as this concept appears to be, vast majority of investors do exact opposite. Your ability to consistently buy low and sell high, will determine success, or failure, of your investments. Your rate of return is determined 100% by when you enter stock market.

2. The stock market is always right and price is only reality in trading. If you want to make money in any market, you need to mirror what market is doing. If market is going down and you are long, market is right and you are wrong. If stock market is going up and you are short, market is right and you are wrong.

Other things being equal, longer you stay right with stock market, more money you will make. The longer you stay wrong with stock market, more money you will lose.

3. Every market or stock that goes up will go down and most markets or stocks that have gone down, will go up. The more extreme move up or down, more extreme movement in opposite direction once trend changes. This is also known as "the trend always changes rule."

4. If you are looking for "reasons" that stocks or markets make large directional moves, you will probably never know for certain. Since we are dealing with perception of markets-not necessarily reality, you are wasting your time looking for many reasons markets move.

A huge mistake most investors make is assuming that stock markets are rational or that they are capable of ascertaining why markets do anything. To make a profit trading, it is only necessary to know that markets are moving - not why they are moving. Stock market winners only care about direction and duration, while market losers are obsessed with whys.

5. Stock markets generally move in advance of news or supportive fundamentals - sometimes months in advance. If you wait to invest until it is totally clear to you why a stock or a market is moving, you have to assume that others have done same thing and you may be too late.

You need to get positioned before largest directional trend move takes place. The market reaction to good or bad news in a bull market will be positive more often than not. The market reaction to good or bad news in a bear market will be negative more often than not.