Written by Jinky C. Mesias

The benefits offered by Social Security are more than just your monthly retirement benefit. In fact monthly benefits are also paid to disabled working members underrepparttar age of 65. Likewise, retired members aged 62 and older received monthly retirement benefits. Spouses of retired or disabled working members who are ages 62 and older without or with a child who is under 16 years old or a child overrepparttar 150157 age of 16 but disabled are all entitled to monthly benefits.

Even divorced spouse of a retired or a disabled Social Security member who is aged 62 and older and who has been married torepparttar 150158 Social Security member for at least 10 years or more has alsorepparttar 150159 right to receive a monthly benefit. And also, unmarried children of a disabled, retired or deceased Social Security member who is under 18 years old, or under age 19 and a full-time elementary or secondary student is also allowed to receive monthly benefits.

Nonetheless, there are cases wherein a child of a retired, disabled or deceased Social Security member becomes disabled before reachingrepparttar 150160 age of 22. The Social Security ruling for this case givesrepparttar 150161 childrepparttar 150162 privileged orrepparttar 150163 right to receive monthly benefits. Surviving spouse aged 60 or over, disabled or not is also entitled to receive monthly benefits. Likewise, a surviving spouse who is taking care of a disabled child and in whichrepparttar 150164 childís age is under 16 and has acquiredrepparttar 150165 disability before reachingrepparttar 150166 age of 22 is grantedrepparttar 150167 right to receive monthly benefits. And also dependent parents of a deceased Social Security member who are ages 62 and older haverepparttar 150168 right to be given monthly benefits.


Written by Jinky C. Mesias

Social Security is providing each member with individual Social Security Number. The rationale behindrepparttar issuing of Social Security Number is to facilitaterepparttar 150156 processing of claims and benefits. Each Social Security member is provided with a unique number different from everyone else this means no two members would haverepparttar 150157 same number account. The Social Security Number identifiesrepparttar 150158 Social Security Account of each ofrepparttar 150159 member.

Social Security makes use of these accounts in maintaining allrepparttar 150160 records of each of their members. And alsorepparttar 150161 earnings as well asrepparttar 150162 benefits are verified by accounts contained underrepparttar 150163 Social Security records.

The Social Security number is also very useful when applying for a job. Employers make use ofrepparttar 150164 social security numbers of their employees to pay for their contributions. Moreover, Social Security numbers are also used by most financial institutions in recordingrepparttar 150165 amount of interest that Social Security members have earned from them. Evenrepparttar 150166 Internal Revenue makes use ofrepparttar 150167 Social Security Number in determiningrepparttar 150168 amount of tax a Social Security member needs to pay. The members Social Security accounts provide basis for both government as well as private businesses when they are in search for information regarding their employees. Nevertheless, allrepparttar 150169 information contained inrepparttar 150170 Social Security Account of each member is not released without any consent fromrepparttar 150171 concerned member but unlessrepparttar 150172 law permitsrepparttar 150173 discharge of any information then and only then can information be released. All information contained inrepparttar 150174 Social Security memberís accounts is confidential.

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