GET TO KNOW YOUR MONTHLY SOCIAL SECUIRTY BENEFITSWritten by Jinky C. Mesias
The benefits offered by Social Security are more than just your monthly retirement benefit. In fact monthly benefits are also paid to disabled working members under age of 65. Likewise, retired members aged 62 and older received monthly retirement benefits. Spouses of retired or disabled working members who are ages 62 and older without or with a child who is under 16 years old or a child over age of 16 but disabled are all entitled to monthly benefits.
Even divorced spouse of a retired or a disabled Social Security member who is aged 62 and older and who has been married to Social Security member for at least 10 years or more has also right to receive a monthly benefit. And also, unmarried children of a disabled, retired or deceased Social Security member who is under 18 years old, or under age 19 and a full-time elementary or secondary student is also allowed to receive monthly benefits.
Nonetheless, there are cases wherein a child of a retired, disabled or deceased Social Security member becomes disabled before reaching age of 22. The Social Security ruling for this case gives child privileged or right to receive monthly benefits. Surviving spouse aged 60 or over, disabled or not is also entitled to receive monthly benefits. Likewise, a surviving spouse who is taking care of a disabled child and in which childís age is under 16 and has acquired disability before reaching age of 22 is granted right to receive monthly benefits. And also dependent parents of a deceased Social Security member who are ages 62 and older have right to be given monthly benefits.
HOW IMPORTANT IS YOUR SOCIAL SECURITY NUMBER?Written by Jinky C. Mesias
Social Security is providing each member with individual Social Security Number. The rationale behind issuing of Social Security Number is to facilitate processing of claims and benefits. Each Social Security member is provided with a unique number different from everyone else this means no two members would have same number account. The Social Security Number identifies Social Security Account of each of member.
Social Security makes use of these accounts in maintaining all records of each of their members. And also earnings as well as benefits are verified by accounts contained under Social Security records.
The Social Security number is also very useful when applying for a job. Employers make use of social security numbers of their employees to pay for their contributions. Moreover, Social Security numbers are also used by most financial institutions in recording amount of interest that Social Security members have earned from them. Even Internal Revenue makes use of Social Security Number in determining amount of tax a Social Security member needs to pay. The members Social Security accounts provide basis for both government as well as private businesses when they are in search for information regarding their employees. Nevertheless, all information contained in Social Security Account of each member is not released without any consent from concerned member but unless law permits discharge of any information then and only then can information be released. All information contained in Social Security memberís accounts is confidential.