Free Money Saving Tips – Part 1Written by Tim Gorman
With high cost of gasoline and amount of money needed to lead a comfortable life slowly increasing many consumers may be worried about how to make ends meet. Fortunately there are lots of ways to save money in a variety of areas. Using any of 5 tips outlined below will leave a little something extra in your bank account at end of month and eventually could influence quality of lifestyle you lead. Tip Number 1 – If you want to find out whether or not your home is wasting any of your money you can have a home energy audit done. This simple procedure can identify ways to save up to hundreds of dollars a year on home heating (and air conditioning). In some cases your utility company will conduct an audit for free. Tip Number 2 – In many cases your utility bill can be adjusted in your favor simply by performing your regular chores at a different time of day. Ask your utility company if they offer discount rates during non-peak usage hours. If they do modify your current routine or schedule in order to take advantage of lower rates. For instance instead of doing laundry during day wash your clothes at night after 9:00 pm if your electrical company offers cheaper rates at that time. Tip Number 3 – Your phone bill is another easy target when it comes to looking for ways to save money. Once a year, review your phone bills for previous three months to see what local, local toll, long distance, and international calls you normally make. Write these figures down and then call several phone companies, which provide service in your area. Using phone usage amounts you previously wrote down compare what these other providers offer in order to find cheapest calling plan that meets your needs. Another popular money saving alternative is a bundled package. A bundled package offers local, local toll and long distance, and possibly other services at a better rate then you would normally pay separately. Be sure to also check your phone bill to see if you have optional calling features or additional services, such as inside wire maintenance, that you don't need. Every non-essential option you drop could save you $30 or more each year.
| | Free Quick and Easy Money Saving Tips – Part 2Written by Tim Gorman
Although many consumers would argue differently saving money doesn’t have to be difficult. In fact by making just a few changes in your normal lifestyle you can find ways to free up extra cash that can be put to better use in a savings account or an investment account. Finding ways to save an additional 5 dollars a day can lead to a more secure financial future in long run. I have compiled some tips that you can use in order to find those extra dollars. Tip Number 1 - Are you a daily coffee drinker or a heavy smoker? The simple act of eliminating one cup of coffee a day or reducing amount of cigarettes you smoke (quitting entirely would be better) can free up a small amount of money daily that when added up equals a large amount at end of year. Tip Number 2 – Try to avoid shopping at convenience stores. The prices they charge are outrageous when compared to lower priced food stores or super markets. It’s a proven fact that you will spend less on food if you shop with a list, take advantage of sales, and purchase basic ingredients, rather than pre-packaged components or ready-made items. Take time to clip coupons for items that you buy on a regular basis however avoid purchasing impulse items if you don’t normally use them just because you have a coupon. If you take time to compare fine print you’ll see that you can save hundreds of dollars a year by comparing price-per-ounce or other unit prices on shelf labels. Tip Number 3 – When it comes to purchasing over counter medicine brand name drugs are usually much more expensive than their generic equivalents, ask your physician and pharmacist if a less expensive generic or an over counter alternative is available. Purchasing equivalent generic drug can save hundreds of dollars through out entire year. With emergence of online pharmacies opportunity to save even more money on medicine is significant. Take time to search online for best deals.
|
