Flexible mortgages are fast becoming most popular way of taking out a new mortgage. The reason for this is that this type of mortgage allows you to take control of your mortgage and not other way round.

Unlike some traditional mortgage loans that still charge mortgage interest on an annual basis, fully flexible mortgages calculate interest daily, which means that any overpayments you make are immediately credited against your loan, thus reducing your interest costs. It means you get maximum benefit from your overpayment benefits immediately, since you don't need to wait for an annual interest calculation.

Many self-employed people whose income varies from one month to next find flexible mortgages particularly helpful. They can make overpayments when earnings are at annual peak and cut payments when earnings fall again.

Some flexible mortgages allow you to withdraw sums you have overpaid into your mortgage account for emergencies.

A flexible mortgage allows you to make additional or lump sum payments in excess of your scheduled amount, enabling you to pay off your mortgage early. By reducing capital amount of your mortgage in this way, you are also reducing your monthly interest payments. You may take this money back at any stage or use it to take a repayment "holiday".

This gives you flexibility to manage your mortgage payments to suit your cash flow needs as your circumstances change. These Flexible Mortgages allow you to repay capital early, take back some cash you have paid in and postpone payments. Some are run as substitutes for current and savings accounts, so all your money is working to minimise interest on mortgage.

Living up to reputation of being “hostess city of South”, Savannah treats both residents and visitors to captivating squares, blooming garden parks, culture, a diverse variety of entertainment, and tasty food. The city of Savannah personifies southern belle: fascinating, kind, fresh and noble.

The twenty-four squares which are neatly arranged here and there through historical metropolitan area constitute essence of downtown. General James Ogelthorpe , between creating colony of Georgia, fighting off Spanish threat and working toward peaceful cohabitation with Creek Indians, is to be credited with laying city plan for Savannah, much of which remains intact today. These famous squares form historical, cultural, and literal heart of city, and it's many activities spread outward from there. Each one of squares tells a tale of local and world history, having survived Revolutionary and Civil Wars.