Financial Aid - when should I apply for?

Written by Vanessa McHooley


Financial Aid - when should I apply for?

Many different types of financial aid are available to you inrepparttar form of scholarships, grants, and loans. With billions of dollars at stake, it is important to beginrepparttar 112083 search process early and to apply on time. Follow these guidelines for applying for financial aid:

Three to four years before you plan to begin college…

-Review your high school coursework and activities. Colleges will look for challenging coursework, a good grade point average, and extracurricular activities such as sports, volunteer work, and community involvement. -Takerepparttar 112084 Preliminary Scholastic Aptitude Test (PSAT) to prepare forrepparttar 112085 standardized tests (SAT and ACT) that you’ll take later. If you do well onrepparttar 112086 PSAT, you may be eligible to receive a National Merit Scholarship.

Two years before you plan to begin college…

-Begin researching your financial aid options by talking to your career counselor and researching grants and scholarships through books andrepparttar 112087 internet -Start planning to takerepparttar 112088 SAT and/or ACT exams, depending on what is required by your college. -During your college visits, meet with a Financial Aid Officer to find out what types of aid are available.

As soon as possible after January 1 ofrepparttar 112089 year in which you start college…

-Contactrepparttar 112090 Financial Aid Offices atrepparttar 112091 colleges of your choice for deadlines and additional documents they require -Completerepparttar 112092 Free Application for Federal Student Aid (FAFSA). Available at www.fafsa.ed.gov, this form is your key to most financial aid, and to all Federal and state grants and loans. When you complete your FAFSA, be sure to list allrepparttar 112093 schools you’re interested in attending (up to six), even if you haven’t yet been accepted. Be sure to keep copies of all ofrepparttar 112094 forms you submit.

The Big Four Reasons for Investing in Real Estate

Written by Andre McFayden


The 4 BIG benefits of investing in real estate are:

1) Cash Flow - This is your spendable income after deducting all operating expenses and mortgage payments from rental income received.

2) Loan Amortization - With each mortgage payment you make, your loan balance is reduced and your equity increased.

3) Tax Savings - Investors are allowed to take a depreciation deduction for rental properties. By taking this deduction,repparttar taxable income fromrepparttar 112082 rental property is further reduced.

4) Appreciation - Over time,real estate generally goes up in value.

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