Finance Your Small Business: So Much Money – So Little Time

Written by MaryAnn Shank


$47.4 million venture capital funded projects today. $86.4 million yesterday. $51.4 millionrepparttar day before.

These amounts are not made up. They are actual numbers from actual reported venture capital funding. I get these notices emailed to me day after day, rain or shine.

These numbers are a constant reminder to me that companies – lots of companies – are getting funded every day.

And these numbers just reflectrepparttar 140605 reported venture capital funding. There is probably double that amount from angel investment and unreported fundings, and millions more fromrepparttar 140606 $16 billion pool that SBA has this year.

All in all, it’s a lot of money. That’s a lot of companies and banks and groups and individuals actively investing in small business.

So how come you’re still looking for financing?

Perhaps you aren’t presenting your company effectively.

Or perhaps you haven’t locatedrepparttar 140607 right lender.

It’s also possible that your concept just isn’t very good, but I doubt that. The fact that you are reading this article means you are a serious entrepreneur, with a serious business.

So where do you go to find all these investors? Here are some starting points:

For standard business financing, talk withrepparttar 140608 local office ofrepparttar 140609 Small Business Administration. It’s a different agency, with different programs and services, and lots of money to lend. Although much ofrepparttar 140610 focus ofrepparttar 140611 SBA is on minority business enterprises,repparttar 140612 SBA still has a lot to offer all companies.

Also talk with your local banks. (That was plural “banks”, not singular “bank”.) Talking with a number of local bankers will rapidly bring into focusrepparttar 140613 wide ranging priorities ofrepparttar 140614 various banks, and where your company fit in.

As for venture capital and angel investors, there are several options.

One option is to go to online sources. There are a number of online services, such as VFinance, that sellrepparttar 140615 names and addresses of possible investors. It’s not expensive, perhaps $2-5 per name. The idea is that oncerepparttar 140616 entrepreneur getsrepparttar 140617 list of 200 or 2,000 names in hand that he/she will contact each with a written executive summary or business plan, and then wait to hear from one of them. This is a very passive approach, roughly akin to throwing paint onrepparttar 140618 wall and hoping that something will stick. For most entrepreneurs, patience is not a strong suit, so sitting and waiting for a response is not quite their cup of tea.

Reap Lifestyle Rewards from Improved Time Management

Written by Gerry McRae


Increase your motivation to improve your time management. Provide yourself with more time for family, fun and recreation. Transposing your success of managing your business activities over to your non-business life can reap surprising rewards.

Someone once said, “kindness will go a long way when it should stay at home.” The same can be said of time management methods.

Time with your family requires effective time management. When there are more than one loved one in your family circle, it’s more rewarding when you allocate more one-on-one times with each. Your spouse appreciates and valuesrepparttar private time you devote to his/her needs and concerns. Children, especially, cherishrepparttar 140604 moments which they do not have to share with siblings and others.

The more you value your time devoted to your business or professional activities,repparttar 140605 more it is appreciated by your loved one. Quality time with your loved ones rewards you with a greater stature, a greater sense of well-being and extreme pride.

Adjust your time managing from time-with-the-family to time-with-a-family-member. You and each member will be glad you did.

Fun-loving people enjoy more success. People respect those who optimally manage their fun time. Since people like to have fun, they admire and follow those who are skillful at optimizing their time for fun. Include FUN in your time management improvement program. A fun-filled life is a healthy life.

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