If you are like many Americans, you are without health insurance. And
ranks of
uninsured are growing. According to
National Coalition on Health Care (NCHC),
number of uninsured was a record breaking 45 million in 2003. The growing number of uninsured is in large part being driven by individuals abandoning
corporate life to pursue their dreams as entrepreneurs and small business owners. Unfortunately, this trend comes at a time when more and more medications are available to help treat
serious (and
not so serious) illnesses that many of us face today. But as you probably already know, without health insurance coverage,
prescription medications that you need are oftentimes too far out of reach; they are simply too expensive!
To make matters worse, most prescription medications cost far more in
United States than they do in other industrialized nations. These cost differences in conjunction with
fact that so many Americans do not have prescription medication coverage have spurred a national dialogue and heated debate. Despite these discussions,
needed regulatory changes have not materialized. Thus,
uninsured are left feeling that no affordable prescription coverage options exist.
Don’t Give Up Hope: There Are Options!
Fortunately, however, you are not without options. In fact, it is likely that you can afford
medications that you need. How, you ask, is this possible? Well, read on!
There are two primary ways you can afford or save money on your prescription medication. They include participating in one of
many (National, State, and Pharmaceutical) assistance programs and/or purchasing your medication from pharmacies located outside of
U.S.
Assistance Programs: Save From 25% to 100%!
Most persons are not aware that there are hundreds of programs available that provide either discounted or even free prescription medications to eligible US citizens. In fact, there are over thirty different national programs, virtually every state in
U.S. offers some sort of prescription medication assistance, and there are more than 250 different assistance programs offered by
many domestic and foreign pharmaceutical companies.
As you can probably guess, navigating
many programs to find
one that best fits your needs can be difficult. Each program has different eligibility requirements, application requirements, etc. However,
work required to take advantage of
program that best fits your needs will likely pay off. If you are eligible for assistance through one these programs, you can expect to save from 25% to 100% on
cost of your prescription medication. Savings like that are hard to ignore. And luckily, there are powerful tools available to help you find
program that is best for you.