Fighting Identity Theft

Written by James H. Dimmitt


Chances are good that you know someone who has been victimized byrepparttar fastest growing crime - identity theft. The Federal Trade Commission (FTC) reported that there were 10 million cases of identity theft in 2002 alone. It’s estimated that someone’s identity is stolen every 79 seconds.

The bad news is with increasing amounts of personal information available to an experienced identity thief, it shows few signs of slowing down. The good news is that identity fraud is now a federal crime with stiff penalties for those who perpetrate these crimes.

Here are a few simple steps you can take now to minimize your risk:

1) Check your credit report annually, if not more often. Most victims of identity theft don’t realize they’ve been victimized until 14 months afterrepparttar 112588 crime. By thenrepparttar 112589 damage is done and you will spend a significant amount of time and money trying to correct it.

Don’t Work for Your Money, Make it Work for You!

Written by Stephanie Yeh


Well,repparttar New Year is aroundrepparttar 112587 corner and so are New Year’s Resolutions! It’s such a great time of year to consider whatrepparttar 112588 past year has brought us and what we want to create inrepparttar 112589 coming year.

To help you get started thinking aboutrepparttar 112590 coming year, we are publishing a series of articles on top wealth creating habits. This series of articles will feature simple and practical ways that you can begin easily creating wealth in your life, no matter what your current situation. Ready? Let’s dive in!

Chances are, if you’re reading this article, you’re not wealthy yet. Chances are also that you are an employee, working for someone else, or you are a business owner but your business has not yet made you wealthy. In either case, haven’t you dreamed of being a wealthy business owner, whose business generates continuous wealth and income? Most of us have…but most of us also run up againstrepparttar 112591 brick wall of not knowing how.

The best way to get started becoming a business owner with very productive employees is to get a business and hire some great employees. Now, most of us aren’t able to do that overnight, or we would have done it already, right? Wrong!

If you consider your money (assets or cash) as your employees, then you are an instant business owner. Voila! Think about it. When you invest your money or apply it toward a productive entrepreneurial venture, your money works just as hard to produce an income as you do when you go to your daily job. In fact, it works harder than most employees do – money has no family or personal problems and doesn’t argue with you. When you put what available money you have to work for you, you are now a business owner with employees (your money). When you realize that money hasrepparttar 112592 potential to work just as hard as you do, then you’ve just enlightened yourself with one ofrepparttar 112593 top wealth creating habits!

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