Faxless Payday Written by Carrie Reeder
If you are in a hurry for a payday loan, last thing you want to have to do is fax in your documents of verification. That’s no problem, nowadays, you can find many payday loan or cash advance loan companies that can verify your income and identification without you having to fax in any documents.To see a list of recommended faxless payday loan companies, click on link toward end of this article. Payday and cash advance loans are good in a situation where fees you may incur not paying a bill on time, like rent or a credit card payment, exceed fees of a payday or cash advance loan, which usually range from $20-$30 per every $100 borrowed for every 2-3 week period. When you are in a hurry for money, you most likely don’t want to take time to fax in and gather documents. Most faxless or no fax payday loan companies will verify your income and other information by phone or electronically. Most payday loans will start you out with ability to borrow up to $500 in cash. You will need to fill out application and once you have been approved, funds will usually be deposited into your bank account on next business day. You will usually have 2-3 weeks to pay funds back in full. If you do need more time, though, most payday loan companies can grant you an extension as long as you pay interest due at time of due date.
| | Fixed Rate Mortgage Loans - Understand The Pros And Cons Of The Fixed Rate MortgageWritten by Carrie Reeder
There are many benefits and drawbacks to consider when deciding if a fixed rate mortgage is right for you. It is important to look at all options when it comes to something as important as getting a mortgage for your new home.There are a few benefits to fixed rate mortgages. One benefit is that rates and payments remain constant. There won’t be any surprises even if inflation surges out of control and mortgage rates head to 20%. This kind of stability makes budgeting easier. People can manage their money with more certainty because their housing expenses won’t change. Fixed rate mortgages are simple to understand making them appealing and good for first time buyers. Also longer term fixed rate mortgages are very affordable. There are also a few drawbacks to fixed rate mortgages. To take advantage of falling rates, mortgage holders would have to refinance. That can mean a few thousand dollars in closing costs, another trip to title company’s office and several hours spent digging up tax forms, bank statements etc. Fixed rate mortgages can be too expensive for some borrowers, especially in high rate environments, because there is no early on payment and rate break like there is with adjustable rate mortgages. Fixed rate mortgages are practically identical from lender to lender. While lenders keep many adjustable rate mortgages on their books, most financial institutions sell their fixed rate mortgages.
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