You can save time and avoid these risks entirely with sunless tanning lotion. Today's self-tanners give you a deep golden tan, not orange look of years ago. Many new self tanning lotions are tinted and these are ones I recommend. Not only do they give you an initial tan, you're more likely to apply lotion evenly and avoid streaking.

First, take a shower or bath and exfoliate your skin. Pay special attention to your elbows, knees and any other rough spots. These areas will soak up self tanning lotion and turn darker so you need to get rid of any dead skin.

Pat yourself dry and pin your hair up. Apply regular body or hand lotion to dry spots you exfoliated. Allow yourself several minutes to completely dry.

You may choose to wear thin gloves to put on self tanning lotion and avoid getting it on your hands, but applying it with your bare hands will probably result in a more even application. It's your choice.

If this sounds like you read on. If this sounds like someone you know, share it.

I, like many stay at home moms, often wonder if I did right thing. Yes, I know, staying at home to raise my family could never have been wrong choice, but I often wonder what would happen if I’d be forced back into working world, due to some unforseen tragedy.

I left a very well paying position as a manager with a highly respected retirement investment firm three years ago. This was a decision my husband and I had made eight years prior with birth of our son. We had already been raising a daughter and she was eleven at time. Never needing to take significant amounts of time to travel back and forth from work, and having decent day care was what got us through those years. But, having moved into a country setting and having available resources few and far between, not to mention two hour commute each day for both of us, decision was made to put our resources into making a stay at home opportunity feasible.

Well, needless to say, it took eight years to make that happen. With my husband starting a new company and my ability to make a decent salary providing jumping off point, all that was left was to take plunge. At that point, I couldn’t have been happier, but with each passing season, I began to see myself as less and less valuable . . . Can you imagine?

Here’s where I realized that, by depending solely on my husband, and staying out of work force I was losing control of my life. I was missing something or missing out somehow. But, in making this frightening assessment, I also came to understand who I really was and what I really wanted. I love being home and taking care of my family, I never wish to go back to working 50+ hours a week and I certainly do not want to work in an office environment again. So how did I go about making some positive changes?

First, I took a look around me and at people and relationships I most admired. It turned out that I had lost contact with many of those people, and began to make a conscious effort to make time for them and include them in my life again as well.