Exam Guides One - 5 Great Tips To Improve Your Strategy

Written by Michael Smoke

In order to do well on a exam, you must first have a good knowledge ofrepparttar information that is being examined. But, aside that, you must have a good strategy for takingrepparttar 135468 exam. This allows you to show what you know. This exam guide gives you some tips that will help you make a good strategy:


Test direction are very important, so read them carefully. Ask your teacher to explain any test direction that you do not understand. A good score onrepparttar 135469 exam is achieved only by following directions. If you don't follow directions, you won't be able to demonstrate what you know.


Examinerepparttar 135470 entire test in order to see how much you have to do, because, only by knowing it all you can break it down into parts more manageable for you. Time

Once you are done withrepparttar 135471 test examination, it's time for you to decide how much time you will spend on each item. If an item has different points, plan to spendrepparttar 135472 most time on items that count forrepparttar 135473 most points. A good planning of your time is especially important for essay test where you have to avoid spending too much time on one item and leave little time for other test items. Easiest First

No Hotel Loan for You!

Written by Cameron Brown

Meetingrepparttar requirements to get a decent hotel loan from your local lender can be difficult but not impossible. Let's face it, what lender wants to put money up for a roach infested dump in downtown Detroit? You'd have to get a separate loan just forrepparttar 135370 insurance.

Most lenders will only finance hotel properties that are "flagged". In other words, most banks, public and private lenders will only provide hotel loans to individuals who are starting a franchise under certain major hotel/motel chains such as Best Western, Hilton, Super 8 and other well-established hospitality brands; Sid's Sleep Shack need not apply. In addition to being a virtual nation-wide brand,repparttar 135371 particular establishment in question needs to show a profitable operating and occupancy history.

Even if you want to build a new hotel/motel fromrepparttar 135372 ground up, forget about starting your own brand; most lenders will only provide hotel loans to buildrepparttar 135373 same "flagged" hospitality companies as they will forrepparttar 135374 purchase of an existing property. Besides having a well-known flag, getting a hotel loan for a new property is possible provided it is well located and can be provided with strong management.

Lenders reserverepparttar 135375 best hotel loan rates and terms for properties that are well cared for, attractive, and have pleasing amenities like pools, wireless internet, cable, and complimentary continental breakfast buffets.

Hotel loan terms will, of coarse, vary from lender to lender, but most banks and other investment capital institutions provide 5, 10, or 20 year loan terms for amounts up to $2,000,000. These loans can carry an interest rate ranging from 7% to 8% and typically carry a recourse clause, although some lenders are more flexible than others in this regard.

Just a brief note on recourse loans; this type of loan hold your personal assets liable inrepparttar 135376 event you default onrepparttar 135377 hotel loan-seriously bad news if your franchise doesn't turn out to be as successful as you originally thought. This isrepparttar 135378 lender's way of protecting its assets by separating those who are serious aboutrepparttar 135379 hotel business from those that just want to try something new. If you're not familiar withrepparttar 135380 details of this loan, you should either educate yourself thoroughly first or look around for a non-recourse loan. The terms of a non-recourse loan simply holdrepparttar 135381 hotel, or whatever else you spentrepparttar 135382 loan funds on, liable inrepparttar 135383 event you default.

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