Escape The Stress!

Written by Kim Beardsmore

Inrepparttar western world, there is one thing common to many work places. Stress. There are many causes and all of us could spend a lot of time and dollars analyzing our life and situations to eliminate stress.

What may be far more useful however, is to learnrepparttar 138929 skills of dealing with every day stress to keeprepparttar 138930 stress levels within a healthy level. These eight points will help you reduce stress as you go about your daily activity.

1. Lower your expectations and you will suffer less disappointment. Try seeing everything as already perfect and accept things as they are, then you can strive less and relax more.

2. Learn to say NO. Next time someone asks you to do something, beforerepparttar 138931 word ‘yes’ slips out, pause, say you can’t give an answer just yet – you’ll get back to them. This technique gives you time to think. Now you can choose to say NO, calmly, politely and kindly.

3. Do one thing at a time. SLOW DOWN! If you are racing, so is your heart! Write yourself a list, prioritize your tasks and work through your list methodically. You need to enjoy what you are doing, not justrepparttar 138932 results of your efforts.

4. Stop trying to fall asleep. So many people go to bed desperate to fall asleep as quickly as possible, and then sufferrepparttar 138933 frustration of wakefulness. Quit struggling – you need to relax before you can sleep! Be thankful that you are warm, safe and cozy, be glad that your body is resting. Breathe deeply, slowly, gently and listen to your heart beating peacefully.

How To Become a Mortgage Broker

Written by David A. Wells

The mortgage industry accounted for $1,815,949,279,000 in loan transactions in 2004. That's one trillion, eight hundred and fifteen billion, nine hundred and forty-nine million, two hundred and seventy nine thousand one year!

Mortgage brokers average better than 1% commission on every a conservative estimate is $18,159,492,790 torepparttar mortgage industry in commissions last year. Eighteen billion is a lot of money to go around.

Consider a profession that doesn't require any formal schooling yet offers a six-figure plus income potential to any broker who wants it.

Here's howrepparttar 138883 business works...

A mortgage broker acts asrepparttar 138884 middle man between a borrower and a lender. The broker bridgesrepparttar 138885 communication gap betweenrepparttar 138886 technical requirements ofrepparttar 138887 lender andrepparttar 138888 non-technical demand ofrepparttar 138889 borrower. And here'srepparttar 138890 best brokers get a cut of every loan they close.

The upside for this profession is nearly unlimited. Once you've reached a high monthly income level from your mortgage commissions you can move into other areas ofrepparttar 138891 business and make huge amounts of money.

Buying second mortgages, funding choice loans yourself and buying real estate investment properties are just a few examples ofrepparttar 138892 opportunities for expansion that are available to successful mortgage brokers.

If you're ambitious and want to become truely wealthy this industry will afford you every opportunity to do so.

The mortgage industry does, however, require that you master three important skills before it will reward you with success.

You have to be able to sell.

This is ultimately a personal business. You will be dealing with people every day. Knowing how to relate to all kinds of people to make sure they are comfortable during an unfamiliar and very important process is vital. Sales skills are essential to your success as a mortgage broker.

Prior sales experience is helpful but not necessary. Regardless of your sales skill level you should commit to continuously learning everything you can about sales.

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