Can you encounter number of times where a Credit Card Sale was generated, only to receive a "Refund Notification" from your contracted e-commerce processor on behalf "customer"?
Welcome to electronic world of "cyber-shoplifting".
Unscrupulous people, disguised as potential "customers", systematically opt to ordering goods (using credit cards) in electronic form of delivery, only to request a refund minutes or days later after receiving product.
The "cyber thieves" consent well-known "loophole" of specific e-commerce processors who deploy a "no questions asked" refund policy.
Some... might concur to predicament that a "liberal refund policy" boosts sales, but it is statistically verified that these claims are unthinkingly based gross sales figures, where refunds are *not* accumulated to extract "net profit" (minus refunds).
In numerous cases, cyber thieves (or else called freebie hunters) automate their thievery, by using pre-made templates to ask for a refund, in order to save time and reap as many digital products as possible, for gratis.