There’s a popular credit card commercial that ends with line, “don’t leave home without it.“ Well, I say “don’t leave home with it.“ What I mean by that is this. Why pay for a product by spreading your payments over many months through credit card payments when you can get what you want by paying cash. And over lifetime of those payments you will have actually paid 5-10 times more than sticker price because of interest that is added to cost of item. Why not save interest and get more of what you want, or donate to a worthy cause, or help someone you love with that money?

Furthermore, why leave home to earn money you need in order to pay your credit card bill when you can work from home and earn enough money to keep from having to get credit cards in first place? Make sense?

Well, it is possible to earn a comfortable living working from home at your computer. It’s even possible to earn a substantial income if you are motivated and if you are a self-starter. If on other hand, someone has to get you out of bed every morning, start your car for you, and head you in right direction with one of your hands on steering wheel and a cup of coffee in other, don’t try a work-at-home business. While you may be able to sleep in every morning, you will have to spend some quality time working your business. The question is this. How much is it worth to you?

Have you been looking for a way to earn significant monthly income working from home? So have I. I‘ve actually spent hours searching for a reputable home-based business opportunity that is simple to implement and doesn‘t cost an arm and a leg. And amidst dizzying array of possibilities, I finally found what I was looking for. I listed some specific criteria a business had to meet before I would consider joining it and promoting it. This eliminated most home business plans, and all of those that are scams. I came up with “six core principles” I was unwilling to compromise.

1. The business had to have a good reputation with a proven track record of success. 2. The earnings plan had to be simple and uncomplicated. 3. My investment had to be less than $20. 4. I had to be confident I could earn at least $4000 a month within 6 months. 5. I was not willing to sell a product or process orders for a product. 6. I had to feel very confident I could eventually earn a lot more through residual (ongoing) income while spending no more than 2-3 hours a day at my computer. 7. I had to know I would not be taking advantage of other people by pushing an idea on them for sole sake of getting something for myself. I know who I am. I cannot feel good about myself unless what I do helps other people in some way, in this case helping them solve their own financial problems.