Should you seriously consider buying a dog health insurance policy? Yes, you should. Here's why health insurance for dogs is a good idea:
Dog health insurance saves you money.
As with just about all other costs, veterinary expenses have increased rapidly in recent years. Without dog medical insurance (or more accurately, veterinary insurance), you are responsible for paying for everything: routine checkups, preventive procedures, emergency care and disease treatments. That will run into hundreds of dollars. Why not get some help?
Dog Health Insurance: Quick Cost Facts
• Health insurance for your dog, like health insurance for yourself, has annual premiums and deductibles.
• Pet insurance premiums depend on breed of your dog and type of policy you decide upon. If you have more than one dog, there is usually a reduced rate after first policy. Dog health insurance deductibles can vary as well. The average annual deductible is about $100.
• You may choose among different coverage plans which are based on your dog’s age, breed, and pre-existing medical conditions. Some policies even consider dog’s lifestyle; for instance, whether your dog is purely a pet or a watchdog, too.
Health Insurance for Dogs: Quick Coverage Facts
• Dog insurance healthcare plans can vary greatly. Some canine health plans are quite comprehensive, covering annual checkups, routine care, vaccinations and other preventive medications, and spaying/neutering, as well as illnesses and accidents. Others only cover unexpected sickness or injuries.