If you do, you are employing wrong strategy and you should STOP right Now!

Companies are bought and sold every day on "emotion" and not on "value". That's why market goes UP and DOWN! If you believe fundamentals rule price of a stock, think again.

The price is dictated by simple rule of "supply" and "demand". More sellers means that prices will go lower - it's that simple!

There are certain creatures in market known as, "market makers". They buy atr one price and sell at another. They aren't fussy - they just make profits.

A pro trader gets excited when market falls and when market rises. However, a stock holder starts to go green when market falls.

What happens when a nation has so much debt that more and more money is required to service debt? Do you think there will be some selling of stocks? What happens when traders lose confidence in economy?

The stock market goes down!

An Economical Retirement Investment Plan

The practice of economy, directed toward a retirement investment plan in stock market, is in itself a source of great revenue. It is art of making most out of every stock market investment, with definite purpose or goal being to provide a life that is fully independent of monetary concerns.

But economy of making each investment in stock market does come with a price. It will require self-denial (the money invested is not spent for goods or services). Economy and self-denial, I’m afraid go hand-in-hand. To truly benefit from a stock market investment, a savings plan should be adopted and a systematic approach of dollar-cost-averaging (buying same stock at different prices) should take place; and when purchase should take place, economically clearly defined.

How to use your investment dollars will require forethought, patience and wisdom, for they are pillars of economy.

Before making any stock market investments know exactly what you expect from those investments. Have patience for investments to fulfill expectation, and wisdom to know exactly how investments will fulfill expectation.

A forethought example:

I want every stock market investment to supply me with ever-increasing cash for rest of my life. I want my retirement investment portfolio income to grow until income from my portfolio replaces income from my job when I retire.