Wolves cloaked in sheep’s clothing menacingly lurk on Internet, waiting to fleece their next innocent lamb, commonly referred to as “net newbie”. Once their victim is sighted, end result is a virtual net newbie nightmare, as ravenous wolves siphon money into their gluttonous bank accounts.

There are five notable fleecing schemes focusing on innocence of net newbies, as well as other naïve, unsuspecting Internet surfers:

1.Retail Fleecing -- Expensive high-value items are offered at low or discount “Internet prices” or auctioned off. Typically wolves possess exceptionally efficient systems for amassing your money, but inevitably dispatch either never occurs, or an inferior product is received. Synonymous to pulling light out of a black hole are net newbies retrieving refunds.

2.Business Fleecing -- Better expressed as “scam, slam, thank you ma’am” identify business opportunities promoting fast-track money, e.g., $35,000 in 10 weeks, $100,000 to $500,000 in one year, lotteries, money doublers, etc., may appear feasible, but are not probable.

Many wolves purport years of slaving over Internet until one day they “miraculously” discovered an amazing money making system that has netted them millions of dollars, and they are eagerly willing to share their “secret” with you for a nominal fee. The only phenomenon these wolves discovered was how to profitably fleece net newbies and other naïve internet victims. Realistically, starting an offline or online business takes time, dedication, commitment, work, and effort.

Many of these programs are down right dangerous and seriously threaten your online privacy and identity. But even simple and supposedly benign Adware programs can cause you serious problems.

Spyware is any program that installs itself onto your computer with intent to spy on your activity. This can be recording your online searching habits, or whatever you type on your keyboard. Adware is not much better. It is designed to watch what you do online, where you go, which terms you search for and then report this to ad agency that runs adware program.

Adware programs may be designed with best intentions in mind, but even these can cause your computer serious problems.

Here is what happens. Many, if not most, advertisers on internet will try and place a cookie or other small program on your computer. Many will add code that will track that cookie as it hits different pages. The code may be designed simply to gather anonymous data, or it may be trying to send ads to your browser that advertising company thinks you will be more likely to respond to.

Whatever case, Adware or Spyware is using your computer to do its tracking. This means that part of your computer’s power and CPU cycles are being diverted away from activity you are trying to perform. Your computer is being used by someone else instead to track your movements. Now, when we multiply this behavior by tens or hundreds of Adware or Spyware programs all trying to use your computer for their work you can begin to see problem.