Decorate for ChristmasWritten by Caroline Shaw
It’s your home/your apartment and you want to make it a special sanctuary this Christmas. How can you create a special place for your family and you? Well, we already have our centerpiece…see November’s issue. Just replace candles and flowers. But how can you make your place shine with love and holiday spirit? Your dining room table can have a nice Christmas cloth or runner. Replace fall curtain scarf with Christmas co-ordinates to match your table cloth or runner. Look around your yard for any berries that you might use in your centerpieces. Be careful that little ones don’t put these in their mouths. Make a wreath for your door using a grapevine base and ivy you might have growing around yard….place berries strategically around circle. Make a bow of fine vines and place in center, a couple of pine cones. What a unique heart warmer for your guests to enter your sanctuary by. At doorway, hallway, foyer, greet your guests with cinnamon sticks and and cloves stuck in oranges and apples placed in a wooden bowl on a hallway table. Cover table with a plaid green and red cloth. Your kitchen can have all smells of holiday cooking. Place a nice lantern in window to remind us of those guests who couldn’t make it. Have a plate of finger foods for your guests. Simple things will do like a nice wooden bowl of cashews or give your guests something to do: serve pistachios.
| | Money Is A Family AffairWritten by Terry J. Rigg
If you are single and don't have kids this tip won't mean much to you. For rest of us that have others to consider when making money decisions it just may make things a little easier.I guess best knock-down, drag-out fights my wife and I ever had was about money. No, it never came to blows because she's meaner than I am. Believe me you can have a lot of fights in almost 39 years. At some point we realized that it wasn't accomplishing anything. We still didn't have any money but we never earned a nickel fighting about it. To get a handle on your finances it is going to take a team effort. The whole family has to be working in same direction. My suggestion would be to sit down and talk your money situation over with your spouse and kids. It's important for everybody in family to know what is going on.
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