Dealing with Student DebtWritten by Stu Collins
The UK used to have an excellent 'free' education system, on premise that education its citizens made whole country wealthier. That has now changed, and student loans are norm, as in USA. This, of course, means that majority of students leave University with a gigantic financial millstone around their necks. Is there anything they can do about this? In first place, let's see if we can reduce amount of debt we run up during course.With an average debt of about £11K (over $20,000 USD!), average graduate leaves higher education more indebted than their parents. There are some additional funding sources that may be able to help some students, and prevent them incurring such enormous debt in first place. You 'Local Education authority' (LEA) may offer means tested help towards tuition fees. The means test examines your income and that of your parents unless you are classed as an 'independent student'. Apply to LEA where you intend to live before course starts. Some LEA's may also offer Student Loans against your living costs while you are at college. See www.nodebtever.com for a list of LEA contacts.
| | Car FinanceWritten by Paul Heath
These days having a reliable and safe vehicle to drive is more important than ever. With public transport packed to hilt and often unreliable, many people have learned to rely on their vehicles to get to college or work, pick up kids, do shopping and even to perform their jobs. That’s why things can get really tough when you find yourself with an unsafe or unreliable car. When it comes to affordable car finance loan companies in UK offer some great deals to suit all budgets and needs.Whatever type of car and price you are looking at, a loan company should be able to help you by providing low cost finance. Of course, amount that you will be eligible to borrow for your car will depend upon your income and employment status amongst other things. If you really want to keep costs down when buying a new car, try and go for a basic model – however nice thought of driving latest sports model might be, insurance costs along can end up being financially crippling.
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