The most asked questions from Romance Clients? "Why don't they answer my emails?" Well, first off, you don't know and never will. But it’s a pretty good guess is that this guy or lady is cheap.

If you have had much experience as an Internet dater, you've undoubtedly had experience of putting out first email contacts to prospective Sweetheart and then gotten no answer back. A response rate of 30% to first emails is considered good!

On Match.com as well as many of other Internet dating sites, you can post a profile for free, but you have to pay to email other listers or respond to emails sent to you.

You can't tell payers from freeloaders. And people who aren't paid members can't email, either to contact you first, or to answer when you write. That means that a very high percentage of those people you are carefully looking over are too cheap to pay less than a dollar a day to be able to email you!

Maybe that’s a lot of what’s behind 30% who do get back to you. They're only ones who are paid up!

Though I live now in Mississippi with my new husband Drew, I'm from Maine. I still own a house there on a beautiful island in mid-coast area, so I get back to visit once or twice a year. Every spring, after snow melts, all debris that has accumulated over winter along roadsides gets exposed to light of day. And along with tulips and daffodils, up spring "For Sale" signs.

This explains part of attraction associated with these 'non-virtual' commodities - they existed for a very long time in human history, and presumably even before. Used throughout all generations and nations they have been and are one of preferred ways to display symbols of value and are used as objects of beauty and style in jewelry. As a form of personal expression and 'street art'.

Thinking of fashion styles we tend to look at clothing, hair styling and makeup first. However accessories are a major part of outfit. Jewelry one of its coolest forms.

Why is silver jewelry one of constants that remain throughout history? What is real mystery and secret of silver? It's not only its cool attraction -- it is one of commodities that existed before paper money, and it will retain it's value after currencies are gone.

In a world that goes more virtual by minute we keep a few valuables that have their own pre-set value outside our current reality. Currencies will go virtual, jewelry will not.

To give you an idea about differences of investments in tangible and intangible products and how it works out in real life, let me give you an example that nearly did cost me $25.000 in past.

During first oil crisis I lived in New Zealand for a few years and had to invest my assets in appropriate channels at that time. Because back then not only oil prices went up, also other commodities such as gold and silver increased slightly in value and I decided to invest some money in metals.