Being diagnosed with a critical illness doesn't only spell emotional and physical turmoil. It can also mean financial disaster. If you are unable to work due to a critical illness, or if you have to give up work to look after a child with a serious medical condition, you could quickly find yourself struggling to meet your financial commitments such as mortgage and other regular bills. And all this at a time when you may be having to find additional money to pay for medical treatment or costs of ongoing medical care.

With little support available from State - less than £60 per week if qualify for Disability Living Allowance and just over £70 per week if you qualify for long-term Incapacity Benefit - you could soon find yourself in serious financial trouble.

Fortunately, there are steps you can take to help protect yourself from financial implications of suffering from a critical illness. Whilst doctors get on with their job of looking after your health, critical illness insurance can help you avoid worrying about money and leave you free to concentrate on getting better.

Critical illness insurance provides you with a substantial tax-free cash lump sum if you are diagnosed with a serious illness. Different policies cover different ranges of medical conditions, but one thing they all have in common is that they will pay you your chosen level of benefit as a tax-free lump sum in event of your being diagnosed with one of insured conditions.

Providing critical illness cover for a sizeable sum is cheaper than you might imagine, and can make a huge difference to your quality of life in event of a serious illness. For example, once your claim is paid, you could use money to clear your mortgage or take a holiday to help aid your recovery.

It is easy to argue that anyone who has a mortgage should definitely take out critical illness protection, but same can apply to anyone who has regular financial commitments that they would find hard to meet in event of being unable to work following diagnosis of a serious medical condition. In fact, in many ways, critical illness cover is even more important than life insurance, because in this day and age, advances in medical science mean you are more likely to initially survive a critical illness than you are to die from it.

When you suffer a serious illness it can take a long time to recover. You may have to give up work completely to begin with, and it may be a number of years before you are fit enough to return to full time employment. If your critical illness leaves you with a permanent disability you may have to change career, thus leaving you with a lower salary than prior to your illness.

When deciding what level of critical illness cover to opt for, there are a number of factors to take into account. If you were in a position where you were unable to work for a number of years after your illness, then you might need to live off your critical illness benefit for longer than expected. Therefore, it is sensible to try to cover a sum at least four or five times your current annual salary. Remember to take into consideration your mortgage any other outstanding loans and credit card debts when deciding on a level of cover.

My own successes include reaching a weight loss goal, starting a part-time business, changing my career path, improving my daily focus of my goals, increased physical strength & a disciplined path towards a reaching a state of financial freedom. Even though I know I am one that has to make changes to be successful, Anthony’s motivational skills and techniques in this Get Edge program continues to help push me to take action towards my goals.

This program is marketed as a 7-day program, but I personally could not finish all material in just 7 days. Over a period of 30+ days, I’ve listened to 10 CDs at least twice (some of them five times), I’ve used Personal Journal to record both my goals and successes, I’ve taken Free Online Personal Profile assessment test and have listened to 7 bonus CDs from his Personal Power Program. I haven’t used $100 seminar discount coupon, but will keep it handy just in case something peaks my interest. These offers may have changed after this review was written, so you may want to view them.

Normally, I am a skeptic of these Success programs, but I can sincerely state that I’ve successfully applied many of techniques in his program. The one that I have not used is Hour of Power. I personally could not convince myself to spend a full hour a day focused just on motivating myself. Even though Anthony discusses a 30 or 15 minute shortened version, this is one aspect of program that I have not personally implemented into my routine.

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The two most significant personal changes that I have made after listening to this program are:

The bias towards taking action immediately – not next week, not tomorrow, not later today, but right now. Even if you only take a small step in direction of goal, need to take action immediately is vital to your success. The principle of having a strong enough reason to attain your goal. If you only wish for something, it might stay a dream and never become a reality. Anthony teaches you a few different techniques to help you make your goals a must instead of just a want. You’ll quickly find out how truly important your goals are to you. This concept of program has helped me to visualize, memorize, focus, restate and attain my goals. I’ve personally determined that some of my goals will stay a dream, because I can now determine (using concepts in program) that I truly don’t have passion and true desire to turn them into a reality.

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The Get Edge! program is not cheap, but after purchasing it, going through program and applying many of Anthony’s techniques, I am glad I purchased program and can sincerely say that, it is worth price. If you need to justify cost, think of it in terms of a daily cost over a year. For less than $.75 a day (the cost of a candy bar, soda pop, newspaper, etc) you will be given tools to transform your life and attain many of your personal goals. If you really want to learn skills to improve your life for many years to come, I personally think that $.75 a day is a small price to pay. Click here only if you're serious about succeeding.

If you need some motivation, check out some motivational articles of this site or read review I completed on a book titled Motivated Mind. End of product review.

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Course Details - Product Information Get Edge! (Anthony Robbins)