Credit Cards - Why Prepay?Written by Gunnar Berglund
With prepaid credit cards, you get practicality of plastic while choosing exactly how much debt to charge. By taking charge of your personal financing, you determine your own limits, to penny, and change them any time you need to.There are many prepaid credit cards on market these days, sometimes also labeled pre-funded. They're all reloadable, functioning like a prepaid card for telephone, and they offer gigantic benefits of no credit check and no annual interest fees. Easy to get online or in a store near you, these prepaid credit cards are wave of future cashless society. You simply use your own money to buy stuff. That way you're not borrowing from anyone; you're just using plastic instead of cash. And there's no way to get into debt with them...when you run limit you set, they run out, so you can't overspend even if you want to.
| | Have you ever considered Bridging FinanceWritten by Anthony Harrison
Bridging loans can be used for a wide range of uses and put simply, it is a very convenient way of raising finance against property within a short period of time.Bridging lenders have ability to move very quickly and are generally more flexible in terms of condition and type of properties they will lend against. They will also tend to look more towards property as opposed to borrower and they have ability to lend against value instead of purchase price. Lending against value, as opposed to purchase price can have significant benefits for experienced developers/property experts who are often able to identify a bargain or perhaps create value by buying an option to purchase at a lower price and then securing a planning consent, resulting in an increase in value by time they complete purchase. Bridging loans are very useful tools when purchasing a property in very poor condition and non-income producing, where High Street funds will probably not be readily available. A good example is purchase of a derelict bungalow, which has potential for demolition and construction of 2 or 3 modern units. As long as worst case scenario is covered, in that bungalow can be refurbished and sold or refinanced to repay bridging loan, borrower can use bridging loan period to apply for planning. If planning is obtained then they have option to stay with bridging lender to complete development funding, or alternative finance can be arranged through High Street or a specialist development lender.
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