Credit Card Tips: How to combine credit cards to earn maximum cash rebates?Written by Nick Lian
Before we look at how to best combine cash rebate credit cards to maximize cash rebates you can earn, it is very important to understand different types of cash rebate credit cards available and also how type of purchases you make is defined and segmented in this market.Types of Cash Rebate Credit Cards The first type of cash back credit card is what we call "basic no-frills" cash rebate credit card. These pay standard 1% cash rebate on your spending. The second type is what we call "everyday purchase" cash rebate credit card. They pay more than 1% rebate on "everyday purchases", which in most cases is defined as purchases made at standalone supermarkets, drugstores and gas stations (Discount outlets are excluded). They will pay 1% rebate on "other purchases". Then there are "tiered rebate" cash back credit cards. These cards pay more than 1% on all purchases after your annual spending exceeds a certain amount. Some credit cards require that you carry a balance to earn "maximum rebates". Spending below threshold level will earn less than 1% rebates. Some tiered rebate credit cards also pay different rebates for "everyday purchases" and "other purchases". Understanding "Everyday Purchases" and "Other Purchases" The key to maximizing rebates you can earn from cash back credit cards is to realize that your spending can be split into "everyday purchases" and "other purchases". Just to recap, "everyday purchases" in most cases is defined as purchases at standalone supermarkets, gas stations and drugstores (discount stores are excluded). If you have just a basic, no-frills cash rebate credit card, all you can earn is 1% rebate. You can improve this by getting a "everyday purchase" cash rebate credit card and earn more than 1% on your "everyday purchases". Many people do not like tiered rebate cash back credit cards because of its complicated tiered rebate formula. You have to spend above a certain amount to earn maximum rebates. In some cases, you have to carry a balance to earn maximum rebates. However, tiered rebate credit cards have something that neither a "basic no-frills" or "everyday purchase" cash back credit card has. It allows you to earn more than 1% rebate on "other purchases".
| | Vacations Made Easy: Buying a Florida Investment PropertyWritten by Lisa Carson
Vacations Made Easy: Buying a Florida Investment Property A relaxing beach vacation means different things to different families. However, imagine returning from a long day in sand and waves, hair dripping and tan glowing to a place where you and your family have settled over years. You know where your favorite beach towels are tucked away and where soothing aloe gel sits in your medicine cabinet. This is what you call a home away from home. You can avoid regular vacation stress by buying a Florida investment property, close to theme parks and beautiful beaches of Florida; your own Florida Investment Property. With increasing popularity of vacation homes, travelers can find their own place in sun tailored to fit their family’s needs. Plenty of websites offer condominium listings to help you find a condo in area you desire. These condominium listings give an overview of properties and features they offer along with special deals. Owning a Florida Investment Property gives families chance to experience a comfortable vacation at their own pace. All it takes is finding perfect condominium in right location. Hot Places to find a Florida Investment Property When searching for perfect place near a Florida Investment Property for your family, there are a lot of choices to consider. First, find an area that is near places you want to see. For families with kids, a place near attractions may be best option. There are plenty of areas surrounding Walt Disney World. Kissimmee and Davenport are two Central Florida towns that are right around neighborhood of theme parks. Beachside vacation condos also offer specials at certain times of year. If you choose to stay by beach, your family is still close to inland attractions. Many Florida Investment Properties may offer decreases in sales prices during Winter months sine it will be very slow season. Your Florida Investment Property Style One of first things to decide on when searching for a Florida Investment Property is style of home that a property offers. Ask for detailed floor plans. Do room sizes meet your family’s needs? Some condos don’t offer only a basic kitchen space while others include a full kitchen and dining room. Find out if condo comes furnished or if you will need to factor in cost of furniture to fill another house. Another point to consider is actual purchasing of condo. If property is a time-share, you will be locked in to certain times during a year to visit and will need to plan your vacations accordingly. If you are purchasing condo, there will be maintenance fees. Properties offer a range of purchasing options. One property near Orlando Florida, Bimini Bay Resort offers a revolutionary system. Vacationers purchase a condo and receive fees from property for its use when owners aren’t in residence. Finding perfect Florida Investment Property also requires love at first sight. Do cool Caribbean houses make a splash in your mind or do you prefer pristine white high rises? Almost every vacation community today offers a website where perspective buyers can view property and its amenities. This is good for narrowing down candidates. However, once you decide on a property it’s best to call them directly and ask questions that can be answered by someone on property. Ask for any type of visuals, schematics and possible links to pictures from previous buyers. Finally, visit site. Most Florida Investment Property offer a personal tour of their vacation homes. This way, you can get a feel for not only condos themselves, but also community surrounding property. You can then make deal in person and avoid unanswered questions later. Now all you have to do is pack your bags and enjoy Florida sun! Florida Investment Property Features Families should look for a place where they can be comfortable away from home. Property owners know this and therefore cater to a wide range of features for buyers. Families can choose a Florida Investment Property with enough bedrooms for kids and parents, whether they need a full kitchen or just a simple area to prepare food, as well as amenities that a property offers. Many Florida Investment Properties offer three and four bedroom accommodations—enough to house a family comfortably or perhaps a few guests. Some condos provide a cozy upstairs to house bedrooms while bottom floor is devoted to living space. Most furnished condos provide a double bed so that a room can be split between children or other guests.
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