Finance: Credit Card Companies Are Out for Your Money

Credit Card Companies Are Out for Your Money

Written by Christine Breen

You're probably thinking "Tell me something I don't know" but in this time of low interest rates you might be thinking that you've got a great deal since credit card interest rates are low. Wrong. Credit card companies have a cutoff as to how low their interest rates will go. So when interest rates are low for lending, that doesn't mean your credit card rate will be low as well. If you don't know, or aren't sure, if your credit card company has a minimum interest rate just look at repparttar

fine print on your next credit card bill. If you can't read that small of print, and most of us can't, give repparttar 112535

customer service a call. If your credit card company does have a minimum interest rate then I'd plan to look around and go with repparttar 112536

credit card companies that don't. Because when repparttar 112537

interst rates drop, you should get a break on your credit card rate.

The fixed rate on credit cards actually rose in repparttar 112538 last twelve months. Why? Because repparttar 112539 credit card companies have been actually losing money due to record numbers of delinquencies and bankruptcies. Those who can't pay now for their purchases in repparttar 112540 past are sticking their bill to repparttar 112541 rest of repparttar 112542 credit card holders.

You Deserve To Retire Early

Written by Vishy Narayanan

YOU DESERVE TO RETIRE EARLY

The fact is that most people continue to work for a living, because they don’t have repparttar means to live without that income. Do not get me wrong. You may enjoy doing what you do. If you do not have to worry about making a living out of this, could you do better, on your own terms?

Perhaps work fewer hours and spend more time with your family? Perhaps choose to take a few days to travel, without worrying about needing to ask for permission. Maybe spend a little time helping out your favorite charity?

There are a great many people who would not go to work, if they did not have to earn a living. Total Financial Freedom is about having that choice. If you quit your job, repparttar 112534 organization will not shut down. They will find a replacement to do your job. They will continue their business. However, if you quit working for yourself, nobody will replace you. You owe it to yourself and repparttar 112535 ones near and dear to you. When you have repparttar 112536 choice, you may still continue to work. The big difference is in knowing that you have a choice.

Sometimes, we get so busy with our work and lives that we forget repparttar 112537 potential within. You may be able make a huge difference in your community. You may be able to touch a lot of lives in a way that only you can. If you had repparttar 112538 choice, you could explore this possibility. As I have already stated, your net worth is directly in line with repparttar 112539 number of lives that you have positively affected.

I could be totally boxed in my profession of software engineering, management etc. I love that side of me. I had to take repparttar 112540 time to write this book. I know that this book is going to make a difference in many lives. Why do I know that? I know that, because I firmly believe that I have something to offer. I know that, because I started this work with repparttar 112541 steadfast desire to write a book that will have such impact. Above all, I know so, because I prayed that I be repparttar 112542 instrument to deliver such a powerful message.

Cont'd on page 2 ==>