Contractor Scams Explained

Written by Mart Gil Abareta

Just like in your personal belongings, you always want your homes to always look good, be organized, and receive good impressions from other people. Every time, little repairs such as leaks, broken window glasses, etc. need to be done, you are always pressured to fix these things immediately. And because of this, contractor scams happen to you sometimes without your knowledge. It will only be later that youíll realize that you have been fooled by these fraudulent individuals.

How do contractor scams happen? Well, itís something like thisÖ

First, a contractor calls onrepparttar phone or knocks on your door and offers to install a new roof or remodel your kitchen at a price that sounds reasonable. You tell him youíre interested, but canít afford it. He tells you itís no problem Ė he can arrange financing through a lender he knows. You agree torepparttar 146038 project andrepparttar 146039 contractor begins work.

At some point afterrepparttar 146040 contractor begins, you are asked to sign a lot of papers. The papers may be blank orrepparttar 146041 lender may rush you to sign before you have time to read what youíve been given to sign. You signrepparttar 146042 papers. Later, you realize thatrepparttar 146043 papers you signed are a home equity loan. The interest rate, points and fees seem very high. To make matters worse,repparttar 146044 work on your home isnít done right or hasnít been completed, andrepparttar 146045 contractor, who may have been paid byrepparttar 146046 lender, has little interest in completingrepparttar 146047 work to your satisfaction.

Waiting in Vain During Personal Injury Cases

Written by Mart Gil Abareta

In reality, you tend to be upset and dismayed when a long time has passed after you have filed your personal injury lawsuit but still, nothing good is happening fromrepparttar timerepparttar 146037 case has started. In most states,repparttar 146038 other partyís insurance company owes you no responsibility to settle quickly. Your case can either be settled or drag on long afterrepparttar 146039 trial is finished. The question now is Ė what arerepparttar 146040 reasons for a case to be delayed that long?

There are several things that can slow downrepparttar 146041 development of your personal injury case. First is discovery which pertains torepparttar 146042 desire ofrepparttar 146043 insurance company to know everything about you and your accident. With this, you and you lawyer have to gather up and prepare allrepparttar 146044 medical bills, records and other relevant documents to your injuries. Some of these must be obtained in a certain way to make them acceptable in court. This can sometimes take time and money.

Second is deposition which refers torepparttar 146045 instance whererepparttar 146046 lawyer/s fromrepparttar 146047 insurance company will ask you in comprehensive details about your injuries, medical history,repparttar 146048 accident itself, andrepparttar 146049 treatment options that youíve gone through. Youíll most likely to go over a grilling up torepparttar 146050 smallest details. Third in line is motion hearing whererepparttar 146051 insurance company lawyer/s can feel an endless capacity to file motions and go to hearings on motions.

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