Contractor Scams ExplainedWritten by Mart Gil Abareta
Just like in your personal belongings, you always want your homes to always look good, be organized, and receive good impressions from other people. Every time, little repairs such as leaks, broken window glasses, etc. need to be done, you are always pressured to fix these things immediately. And because of this, contractor scams happen to you sometimes without your knowledge. It will only be later that you’ll realize that you have been fooled by these fraudulent individuals.How do contractor scams happen? Well, it’s something like this… First, a contractor calls on phone or knocks on your door and offers to install a new roof or remodel your kitchen at a price that sounds reasonable. You tell him you’re interested, but can’t afford it. He tells you it’s no problem – he can arrange financing through a lender he knows. You agree to project and contractor begins work. At some point after contractor begins, you are asked to sign a lot of papers. The papers may be blank or lender may rush you to sign before you have time to read what you’ve been given to sign. You sign papers. Later, you realize that papers you signed are a home equity loan. The interest rate, points and fees seem very high. To make matters worse, work on your home isn’t done right or hasn’t been completed, and contractor, who may have been paid by lender, has little interest in completing work to your satisfaction.
| | Waiting in Vain During Personal Injury CasesWritten by Mart Gil Abareta
In reality, you tend to be upset and dismayed when a long time has passed after you have filed your personal injury lawsuit but still, nothing good is happening from time case has started. In most states, other party’s insurance company owes you no responsibility to settle quickly. Your case can either be settled or drag on long after trial is finished. The question now is – what are reasons for a case to be delayed that long?There are several things that can slow down development of your personal injury case. First is discovery which pertains to desire of insurance company to know everything about you and your accident. With this, you and you lawyer have to gather up and prepare all medical bills, records and other relevant documents to your injuries. Some of these must be obtained in a certain way to make them acceptable in court. This can sometimes take time and money. Second is deposition which refers to instance where lawyer/s from insurance company will ask you in comprehensive details about your injuries, medical history, accident itself, and treatment options that you’ve gone through. You’ll most likely to go over a grilling up to smallest details. Third in line is motion hearing where insurance company lawyer/s can feel an endless capacity to file motions and go to hearings on motions.
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