Many experts consider HRAs and HSAs to be first generation of viable consumer directed health care products. HRAs are typically paired with a high-deductible health plan and are employer-funded Section 105 defined contribution plans. HSAs are latest version of consumer directed health care plans. The core components of HSAs include a high deductible insurance product and a cash spending account. HSAs combine pre-tax treatment of a FSA, portability and roll-over characteristics of a 401(k), and tax-free distributions of a Roth IRA.

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At West Point, in a speech, President George W. Bush shared doctrine of pre-emption with his cadets that he articulated as a countermeasure to September 11 attacks. Pre-emption, defined as anticipatory use of force in face of an imminent attack, has long been accepted as legitimate and appropriate under international law. In New National Security Strategy, however, Bush’s first administration was broadening meaning to encompass preventive war as well, in which force may be used even without evidence. This particular idea had still been severely debated and really staled but Professor Lawrie Challis’s invention has brought President’s angle back into perspective.

A simple magnetic bead can reduce radiation from hands-free mobile phones to virtually zero. His set of kits stops radio waves traveling up wire and into head. His take was mobile industry should start using it as a standard and promote it as a marketing material.

Mobile Manufacturers Forum rejected Professor Challis's call for them to be used on hands-free kits. They said, “Beads can have an impact. But bigger issue is that mobile phones are tested to be comply with standards and have been passed safe.”

Reducing emissions to head to zero is possible but manufacturers neglect to put them on hands-free kits. Ignorance is bless. Tests are king. The reality is, even one customer with skepticism of practices is enough for an avalanche in industry.

Look at tobacco industry… Undoubtedly, most regretful people not to come up with such an idea like Bush’s were they. The most reviled industry has reached peak level of saturation but could not cope with ceaseless accusations since beginning of 90s and lost enormous ground. The strategy of being contentious in good, old days - just like telecom is doing today - triggered looming litigation threats, which in turn, caused big tobacco companies’ stock market value to plummet dramatically.