If you run a home business, you know that budgets can be pretty tight. Saving money wherever possible can be difference between business that succeeds and one that fails. This article represents a broad survey of things you can do, from consolidating your student loans to getting small business deals on supplies, that will help you spend less each month.

Next Time You’re Online, Buy Something

Billions of dollars are spent each year online. Rather than suggest that you hurry and move your business online, I’d like to suggest that you add some of your dollars and cents to those billions already spent. Companies who move operations online reduce their overhead costs and often pass on those savings to you. Computers, airplane tickets, even student loan consolidation, can be purchased or arranged online. It has been my experience that I can find almost everything I want online for less than I can find it anywhere else. Next time you’re thinking about biting bullet and making that big purchase, spend a little time shopping around online and see if you can’t save a few dollars.

Consolidate Student Loans and Get Your House in Order

Chances are good that you’ve been out of school for a while, but don’t skip this paragraph. If you consolidate student loans or other financial obligations, you will typically save a great deal of money each month on your monthly payments. Running a home business often blurs line between personal expenses and business operating costs – do yourself a favor and make sure you have your personal financial affairs taken care of before you find yourself overwhelmed with past obligations. The government might not have cared about your credit score when they gave you those student loans, but banks looking to give business loans are a whole different story. Making sure everything is taken care will keep financial doors open that, once they’re closed, are very difficult to reopen.

Score One for Little Guy

Believe it not, most people want small businesses to succeed. There are a lot of people willing to give you a break on prices because you own a home business, but you might need to ask about it. Office supply retailers and computer distributors sometimes offer discount prices to registered small business owners. The savings are not always monumental, but even smallest savings multiplied over a year or two start to add up to pretty substantial amounts. Shop around to see if suppliers you use are willing to offer you a discount on supplies or equipment.

Do Without…For a While

Here is an article from #1 best selling author Mike Litman about Success.

Feel free to use it on your website or send it out to your list to help people on their way to accomplishing their dreams!!!

Also, we help many ezine publishers create a great new stream of income selling Mike’s popular personal development products.

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Have a GREAT day!

Brian Litman Director of Marketing www.mikelitman.com www.greatnessheldhostage.com 212-684-5233

------------------------------------------------------------------------------------------------ 'THE MAGIC OF THINKING small' by Mike Litman copyright 2004

Hey!

Many of you might disagree and I'm prepared for that.

Many 'guru's' might say "Mike, you're wrong." and I'm prepared for that.

But what I'm about to share with you has been one of my biggest secrets to my success.

This secret has been so powerful to me that before I captured it, I was a 'success casualty'. A big one.

Some of you know my story and some of you don't, but ever since I was 19 years old I dreamed of doing what I'm doing right now.

But for my first 7 years, I was TOTALLY lost.

Maybe 'lost' is even an understatement.

I had 6 jobs my first 6 years after I left college (University of Rhode Island)

About 4 years ago I was making $10 an hour at a job I hated and even my own parents weren't sure I'd ever make something of myself.

Heck, I'm not sure I was convinced if I'd ever 'get there'.

But I never gave up on my dream. Never.

What I'm about to share with you is very important.

This one thing I'm going to share with you has made me more money than I'd ever imagine at 30 years old and has helped me live my dreams.

You see, I used to think big.

Let me say that again, "I used to think big."

I used to try to create million dollar, even billion dollars ideas.

And what were my results of this 'thinking big'?

I was broke.

How broke?

A paycheck or two away from not being able to pay my rent. (that feeling is horrible)

Guru's say 'think big'. Here's what I say.

I say that doesn't work for most people.

I know it didn't work for me.

Yes, I had a dream, but ideas I used to come up with to get that dream were HUGE. Enormous. So big I didn't even know where to start.

There's MAGIC IN THINKING SMALL.

"What did Mike say?:

There's MAGIC IN THINKING SMALL.

Yes, I'm saying to THINK SMALLER.