Confessions of a Reluctant Saleswoman

Written by Joyce M. Coleman


This article may be reproduced in its entirety as long asrepparttar resource box atrepparttar 106714 bottom in included.

Confessions of a Reluctant Saleswoman

By Joyce M. Coleman

Like many of my generation and upbringing, I never thought of myself as a saleswoman.

When I was growing up in Mississippi, insurance salesmen and others who managed to find their way to our home way out inrepparttar 106715 country were met with skepticism. While we were happier to seerepparttar 106716 Watkins man (yes, they were men) who drove from county to county to sell bedspreads, blankets, Watkins products, candy, and you-name-it fromrepparttar 106717 backs of their station wagons, it still was a pretty risky business, all things considered.

Can you imagine making a living driving unpaved, country back roads, dodging farm animals, and rugged hunters with large guns? Ugh!

As a black girl in pre-civil rights Locust Hill, Mississippi, I grew up believing that selling was not a desirable or dependable profession. Through example and overt instruction, I was taught that my goal in life was to get an education and become a teacher. If God intervened, I might get a good, solid job with a strong, reputable company and, through association garner even more respect than teachers and preachers. Couldn't get any better than that!

But selling? Not an option. (No one ever explained why sellers, including local fishermen, always had cash!).

So,repparttar 106718 notion of selling never entered my mind. Although my brother and I were constantly tinkering, and hoped to one day write that great novel, new song, or developrepparttar 106719 ultimate gadget, it never dawned on us that we'd have to sell our creation. I guess we thought that if we built a better mousetrap,repparttar 106720 world would magically find out about it and beat a path to our door. Ha!

Childhood notions of our great creations took a back seat, as I made sure that I could get "a good job" (no selling). I earned a degree in Chemistry and Mathematics, but soon discovered by trial-and-error that being a chemist or traditional teacher did not fit with my spirit. That reality check sent me searching for an alternative. While searching, I figured I'd have a good time and seerepparttar 106721 world. I landed squarely in corporate America, where I learned lessons that were not taught in Locust Hill.

One of my first lessons was to live is to sell! The first product I sold was ME. Imagine! It's 1968 and I am convincing an international world-class airline that an afro'ed young black woman isrepparttar 106722 ideal candidate to be one of its stewardesses acrossrepparttar 106723 Atlantic. It's 1969, and that same young woman isrepparttar 106724 ideal candidate for a management position. This process continued every few years, including selling them onrepparttar 106725 notion that I should berepparttar 106726 industry's first black corporate female executive.

In corporate America I earned my stripes by selling my employees, bosses, and customers onrepparttar 106727 reality that I brought better than a square deal torepparttar 106728 table. I promised a lot, and over-delivered onrepparttar 106729 promise. However, I never thought of it as selling. I simply practiced what I'd been taught during my childhood - put your best foot forward at all times, know your stuff, always give more than you take, and show respect for others.

Hawala, or the Bank that Never Was - Part II

Written by Sam Vaknin


II. HAWALA AND TERRORISM

Recent anti-terrorist legislation inrepparttar US andrepparttar 106713 UK allows government agencies to regularly supervise and inspect businesses that are suspected of being a front forrepparttar 106714 ''Hawala'' banking system, makes it a crime to smuggle more than $10,000 in cash across USA borders, and empowersrepparttar 106715 Treasury secretary (and its Financial Crimes Enforcement Network - FinCEN) to tighten record-keeping and reporting rules for banks and financial institutions based inrepparttar 106716 USA. A new inter-agency Foreign Terrorist Asset Tracking Center (FTAT) was set up. A 1993 moribund proposed law requiring US-based Halawadar to register and to report suspicious transactions may be revived. These relatively radical measures reflectrepparttar 106717 belief thatrepparttar 106718 al-Qaida network of Osama bin Laden usesrepparttar 106719 Hawala system to raise and move funds across national borders. A Hawaladar in Pakistan (Dihab Shill) was identified asrepparttar 106720 financier inrepparttar 106721 attacks onrepparttar 106722 American embassies in Kenya and Tanzania in 1998.

Butrepparttar 106723 USA is notrepparttar 106724 only country to face terrorism financed by Hawala networks.

A few months ago,repparttar 106725 Delhi police,repparttar 106726 Indian government's Enforcement Directorate (ED), andrepparttar 106727 Military Intelligence (MI) arrested six Jammu Kashmir Islamic Front (JKIF) terrorists. The arrests led torepparttar 106728 exposure of an enormous web of Hawala institutions in Delhi, aided and abetted, some say, byrepparttar 106729 ISI (Inter Services Intelligence, Pakistan's security services). The Hawala network was used to funnel money to terrorist groups inrepparttar 106730 disputed Kashmir Valley.

Luckily,repparttar 106731 common perception that Hawala financing is paperless is wrong. The transfer of information regardingrepparttar 106732 funds often leaves digital (though heavily encrypted) trails. Couriers and "contract memorizers", gold dealers, commodity merchants, transporters, and moneylenders can be apprehended and interrogated. Written, physical, letters are stillrepparttar 106733 favourite mode of communication among small and medium Hawaladars, who also invariably resort to extremely detailed single entry bookkeeping. Andrepparttar 106734 sudden appearance and disappearance of funds in bank accounts still have to be explained. Moreover,repparttar 106735 sheer scale ofrepparttar 106736 amounts involved entailsrepparttar 106737 collaboration of off shore banks and more established financial institutions inrepparttar 106738 West. Such flows of funds affectrepparttar 106739 local money markets in Asia and are instantaneously reflected in interest rates charged to frequent borrowers, such as wholesalers. Spending and consumption patterns change discernibly after such influxes. Most ofrepparttar 106740 money ends up in prime world banks behind flimsy business facades. Hackers in Germany claimed (without providing proof) to have infiltrated Hawala-related bank accounts.

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