You are home on a rainy Sunday afternoon, looking at flashy calculator you found on sale last month for $12 at local buy n’ save. It was a good buy.

You find percentage button, and try to decipher how it all works.

Before long you are calculating percentages like a pro.

An hour later, you stumbled across an idea everyone with a calculator on a rainy Sunday afternoon stumble across. That of calculating money you have squirled away at local bank branch in a fixed term savings account. You recall rate was guaranteed 7% and even though you are only locked in for 12 months, you decide this money will become your retirement fund. All $3000 of it.

So you start crunching numbers for ..oh, say 30 years.

In 30 years, you calculate that it will become $22,836.76 Wow! even if you do nothing. Not bad.

A show comes on television that grabs your attention, and your calculator is absently passed onto coffee table as you get comfortable, and get set to watch “The most dangerous animals on earth-a ten point count down”.

You watch, but calculator sits patiently within your line of sight. During one of ad breaks, you get another idea.

What if you could find some other investment vehicle to grow your money? What if you could find somebody that offered more interest?

You don't know where you will find somebody willing to offer you this much interest but you try it anyway....30%

30% at 30 years.

Yet, many people take up these "offers" nonetheless. Why?

As I mentioned at opening comments. We really aren't interested in investing, its compounding we want. Its compounding of our seed capital over a specified amount of time that produces results for us. When most people refer to investing, they really mean compounding their money.

The government accredited investment advisors and other peddlers of paper financial tools offer 7% compounding where ever you go. Didn't anybody tell them we dont live for 200 years? Thats how long it would take to see any reasonably interesting return. Even then, in 200 years, inflation would eat up half of gains. Why do so many settle for these returns?

Maybe lack of choice. But I believe we have simply swallowed line "the higher reward higher risk" Therefore, logic goes, settle for a very small 7% compounder, and my money will be safe. (Whether it is or not, is a matter for Gods)

Its just not so. Many low yielding investments are VERY risky.

Want to know what they really mean by that statement? "The more in control of your own investments you are, higher reward and higher risk TO US-our job, our profits" (the investment advisors jobs, investment advisors profits)

CONTROL is financial key to rapid asset growth... compounding. Its just so confusing for most people. They see polished brochures, and marble floored offices, and pristinely groomed secretaries, and believe these guys MUST be good. Yes they are good, they are good at getting business for themselves. So we work very hard in our jobs/small businesses, trying to aggregate together some funds to hand over to them.

Well, those of us that refuse to become professional investors anyway.

YOUR CONTROL OF YOUR FUNDS