Advice: Cleaning House and the 80-20 Rule

Cleaning House and the 80-20 Rule

Written by Rosana Hart

Cleaning house is one of those things that needs doing again... and again... and again! How can you make it less of a burden?

When I taught time management classes, one of repparttar things I loved to teach was repparttar 101307 80-20 rule. It's best explained by examples. Eighty percent of repparttar 101308 time, you wear twenty percent of your wardrobe. Eighty percent of repparttar 101309 phone calls you get come from twenty percent of your friends. Eighty percent of repparttar 101310 dirt is on twenty percent of repparttar 101311 floor. Twenty percent of salespeople make eighty percent of sales. Okay, sometimes it's 90-10 and sometimes it's 70-30 but you get repparttar 101312 idea.

Eighty percent of repparttar 101313 dirt is on twenty percent of repparttar 101314 floor? Hmm, what does that suggest about cleaning your house? Often a quick pass through repparttar 101315 parts of your house that really need it will make cleaning house much easier. If you are in a hurry, let repparttar 101316 dust behind repparttar 101317 sofa and under repparttar 101318 table alone and just clean a swath through repparttar 101319 heavy traffic areas. Sooner or later, you'll get to them as well -- or hire someone else to do a thorough cleaning occasionally.

How to Buy a Home with No Money Down

Written by Garret Belisle

For many of us coming up with "the" down payment for a home is quite a struggle. There are many reasons for this, such as your income, your family needs, your savings account is well, non-existent. Not to long ago if you didn't have at least 10 percent down you didn't have a 10th of a percent of buying a home. As of late it can be a very affordable 5 percent or zero percent.

Okay now on to how it is done...

So let's say you are a first time buyer (although this also works if you have already owned a home) and you simply need a break. You need a way to get into repparttar market without spending a cent. Its called repparttar 101306 No Money Down Mortgage, at least that's what its called where I live, maybe its called Zero Money Down where you live but you get repparttar 101307 idea. Now here is what is needed :

There are specific qualifications....and yes they are pretty much in this order.

Read on MacDuff....

1. An A Plus Credit History.

No recent history of any bad debt of any kind, which also includes all payments for your credit cards or shopping cards etc, etc. must be paid on time in most recent months.

2. Limited liabilities.

This means something like "Sign here....don't move while we look into your ENTIRE credit history, but disclosure is not a bad thing, if your credit is good it will certainly work in your favour. This is done to make sure you can carry repparttar 101308 extra debt.

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