“DON’T LEAVE HOME WITHOUT IT?” I SAY, “DON’T LEAVE HOME WITH IT”
There’s a popular credit card commercial that ends with line, “don’t leave home without it.“ Well, I say “don’t leave home with it.“ What I mean by that is this. Why pay for a product by spreading your payments over many months through credit card payments when you can get what you want by paying cash. And over lifetime of those payments you will have actually paid 5-10 times more than sticker price because of interest that is added to cost of item. Why not save interest and get more of what you want, or donate to a worthy cause, or help someone you love with that money?
Furthermore, why leave home to earn money you need in order to pay your credit card bill when you can work from home and earn enough money to keep from having to get credit cards in first place? Make sense?
Well, it is possible to earn a comfortable living working from home at your computer. It’s even possible to earn a substantial income if you are motivated and if you are a self-starter. If on other hand, someone has to get you out of bed every morning, start your car for you, and head you in right direction with one of your hands on steering wheel and a cup of coffee in other, don’t try a work-at-home business. While you may be able to sleep in every morning, you will have to spend some quality time working your business. The question is this. How much is it worth to you?
Jeremy Rifkin said, far too often we “continue to address problems at hand with solutions that create even greater problems than ones they were intended to solve.” He’s right. We keep trying to solve our financial problems by getting credit cards that in end create even greater problems than ones they were intended to solve. And when it’s time to think about retirement all we have to look forward to is keeping up minimum payments on those credit cards we now wish we never had. We’ can’t visit are kids and grandkids like we wish we could. We can’t take that ocean liner cruse we’ve always dreamed about. We can’t make a meaningful contribution to an organization dedicated to helping those, who through no fault of their own, cannot help themselves.