Business & Family Safety and Health RatingWritten by Raju Gavurla
For good reason, practically every endeavor in life is rated. I've seen ratings on who or what's #1 in business, industry, NFL, NBA, MLB, person of century, athlete of century, technology, restaurants, university, neighborhoods, travel destination, best looking, best movie, best book, etc. It doesn't stop. In fact, there are multiple ratings for same #1 spot because of varying value systems. Of course, each of us has our independent rating to see if it's in agreement with masses, experts, or promotional efforts. Here's a rating I haven't seen that applies to business and family. What is safety and health rating of your business and family? To take it further, how does your business and family rate in respect to others for improvement? It could be separated by many categories. My point is, with high safety and health levels all good endeavors are made possible. Therefore , safety and health needs to be rated. I know several employees who have taken drastic measures (resigning) to alleviate a personal or family problem because they didn't feel comfortable and confident employer would help resolve problem. Case one, a family member became ill and employer and employee did not discuss work solutions during this difficult period. Possible solutions could have been talking through this situation, working from a home office, working part time, extended time off, or taking a leave of absence. Case two, an employee became very ill because for years he received special recognition but was not promoted. There seemed to be no known process in place to steer his career and ensure success. Case three, a newlywed's husband went out West for a one year job assignment and she wanted to go with him. The employee was able to talk with her employer and work out West for a year while living with her husband. The employer provided all essentials for her to do her job remotely. In two of cases a health problem precluded an employer and employee from considering options because of perceived ideal employer and employee relationship. An employer and employee lost a "good working relationship". In case three, employee is still working for employer years later. If there was a safety and health rating, all three cases could have been an opportunity to develop loyalty and show employer cares.
| | 5 Things to Look for in a Property AppraiserWritten by Mary Collins
Homeowners who are seeking a property appraiser often ask “How should I choose which real estate appraiser to use?” When selecting a property appraiser to use keep following in mind:Always make sure a property appraiser is licensed or certified by state to perform real estate appraisals. While state licensing and/or certification isn’t always an indication of quality, it ensures that an individual is has met certain standards and been authorized to perform property appraisals. Some states do not require licensing to perform real estate appraisals. It is unwise to use services of any professional who is not licensed or certified. Don’t be afraid to ask an appraiser for a copy of their license. A good appraiser will readily provide this documentation. Copies of licenses are commonly requested by mortgage brokers and loan officers. Once you get a copy of their license, it’s a good idea to check with government agency which issued document to ensure license is active and in good standing. Many excellent real estate appraisers carry a professional designation. The most widely known industry designations are SRPA, SRA and MAI. These designations are issued by Appraisal Institute. These designations demonstrate an appraiser's commitment to continuing education and ethical standards. Oftentimes, standards required to obtain these designations exceed those set forth by state licensing/certified requirements.
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